Cost of Living in Mastic Beach, NY
Population 16,382 · New York · Data vintage 2023
(100 = US avg)
A 42-minute average commute puts Mastic Beach squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $327,000 reflect that spatial discount. Around 22% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Geographically, Mastic Beach is about 35 miles southeast of Bridgeport, the nearest large metro. Median home values run roughly 29% higher than Bridgeport's $252,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mastic Beach
The median home value in Mastic Beach is $326,600 — 7% above the national median of $305,000. Median rent runs $2,342/month, 78% higher than the national median of $1,314/month. The median household income of $109,381/year is 47% higher than the US median of $74,580. The local unemployment rate is 6.5%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.8°F and lows of 44.0°F. Overall, Mastic Beach has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 41 | 47 | 58 | 68 | 77 | 83 | 81 | 74 | 64 | 54 | 45 |
| Low °F | 24 | 25 | 31 | 40 | 49 | 60 | 66 | 65 | 57 | 46 | 37 | 29 |
| Precip" | 2.97 | 3.10 | 4.62 | 4.06 | 3.47 | 3.70 | 3.24 | 3.04 | 3.90 | 3.99 | 3.65 | 4.50 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Mastic Beach, NY?
Mastic Beach has a cost index of 136 (100 = national average). It is 36% above the national average.
What is average rent in Mastic Beach, NY?
The median gross rent in Mastic Beach is $2,342 per month based on 2023 Census data.
What is the average home price in Mastic Beach?
The median home value in Mastic Beach is $326,600 according to Zillow and Census data.
What is the median income in Mastic Beach?
The median household income in Mastic Beach is $109,381 per year (2023 ACS 5-year estimates).
What is the sales tax in Mastic Beach, NY?
The combined state and local sales tax rate in Mastic Beach is 8.5%. The New York state income tax top rate is 10.9%.
Is Mastic Beach, NY affordable?
Mastic Beach is above average in cost of living, with an index of 136 — about 36% higher than the national average.
What is the weather like in Mastic Beach?
Mastic Beach has average high temperatures of 60.8°F and average lows of 44.0°F. Annual precipitation is 44.2". Data from NOAA 1991–2020 Climate Normals.
Mastic Beach at a Glance
- Population
- 16,382
- Median Income
- $109,381
- Home Value
- $326,600
- Median Rent
- $2,342/mo
- Unemployment
- 6.5%
- Avg High Temp
- 60.8°F
- Sales Tax
- 8.5%
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