Cost of Living in Niskayuna, NY
Population 20,774 · New York · Data vintage 2023
(100 = US avg)
Niskayuna sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.
Located 11 miles northwest of Albany, Niskayuna falls within that metro's commuting orbit. Median home values run roughly 46% higher than Albany's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Niskayuna
The median home value in Niskayuna is $326,600 — 7% above the national median of $305,000. Median rent runs $1,528/month, 16% higher than the national median of $1,314/month. The median household income of $128,346/year is 72% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Niskayuna has a cost of living index of 111 versus the US average of 100, meaning it is 11% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 33 | 36 | 45 | 59 | 71 | 79 | 84 | 82 | 74 | 62 | 49 | 38 |
| Low °F | 16 | 18 | 26 | 37 | 48 | 57 | 62 | 61 | 53 | 41 | 32 | 23 |
| Precip" | 2.60 | 2.28 | 3.09 | 3.11 | 3.41 | 4.05 | 4.55 | 3.76 | 3.73 | 3.85 | 2.99 | 3.26 |
| Snow" | 15.6 | 13.7 | 12.0 | 1.6 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 2.6 | 13.3 |
Frequently Asked Questions
What is the cost of living in Niskayuna, NY?
Niskayuna has a cost index of 111 (100 = national average). It is 11% above the national average.
What is average rent in Niskayuna, NY?
The median gross rent in Niskayuna is $1,528 per month based on 2023 Census data.
What is the average home price in Niskayuna?
The median home value in Niskayuna is $326,600 according to 2023 Census ACS data.
What is the median income in Niskayuna?
The median household income in Niskayuna is $128,346 per year (2023 ACS 5-year estimates).
What is the sales tax in Niskayuna, NY?
The combined state and local sales tax rate in Niskayuna is 8.5%. The New York state income tax top rate is 10.9%.
Is Niskayuna, NY affordable?
Niskayuna is above average in cost of living, with an index of 111 — about 11% higher than the national average.
What is the weather like in Niskayuna?
Niskayuna has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.
Niskayuna at a Glance
- Population
- 20,774
- Median Income
- $128,346
- Home Value
- $326,600
- Median Rent
- $1,528/mo
- Unemployment
- 2.9%
- Avg High Temp
- 59.4°F
- Sales Tax
- 8.5%
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