Cost of Living in Poughkeepsie, NY
Population 31,778 · New York · Data vintage 2023
(100 = US avg)
The Poughkeepsie cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $259,000, rents near $1,370 a month. Unemployment has stayed elevated relative to the national figure — 7.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Poughkeepsie is about 45 miles west of Waterbury, the nearest large metro. Median home values run roughly 40% higher than Waterbury's $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Poughkeepsie
The median home value in Poughkeepsie is $259,200 — 15% below the national median of $305,000. Median rent runs $1,370/month, 4% higher than the national median of $1,314/month. The median household income of $60,050/year is 19% lower than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 39.9°F. Overall, Poughkeepsie has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 36 | 39 | 48 | 61 | 71 | 80 | 85 | 83 | 75 | 63 | 51 | 41 |
| Low °F | 18 | 20 | 27 | 38 | 48 | 57 | 62 | 61 | 53 | 41 | 32 | 24 |
| Precip" | 2.82 | 2.21 | 3.09 | 3.62 | 3.47 | 3.91 | 3.78 | 4.28 | 4.33 | 3.73 | 3.27 | 3.39 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Poughkeepsie, NY?
Poughkeepsie has a cost index of 93 (100 = national average). It is 7% below the national average.
What is average rent in Poughkeepsie, NY?
The median gross rent in Poughkeepsie is $1,370 per month based on 2023 Census data.
What is the average home price in Poughkeepsie?
The median home value in Poughkeepsie is $259,200 according to 2023 Census ACS data.
What is the median income in Poughkeepsie?
The median household income in Poughkeepsie is $60,050 per year (2023 ACS 5-year estimates).
What is the sales tax in Poughkeepsie, NY?
The combined state and local sales tax rate in Poughkeepsie is 8.5%. The New York state income tax top rate is 10.9%.
Is Poughkeepsie, NY affordable?
Poughkeepsie is near the national average in terms of cost of living, with an index of 93 (100 = US average).
What is the weather like in Poughkeepsie?
Poughkeepsie has average high temperatures of 61.1°F and average lows of 39.9°F. Annual precipitation is 41.9". Data from NOAA 1991–2020 Climate Normals.
Poughkeepsie at a Glance
- Population
- 31,778
- Median Income
- $60,050
- Home Value
- $259,200
- Median Rent
- $1,370/mo
- Unemployment
- 7.8%
- Avg High Temp
- 61.1°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
Similar Cost Cities
Cities in other states with comparable housing costs