Cost of Living in Stony Point, NY

Population 12,694 · New York · Data vintage 2023

145
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Stony Point is a smaller New York community of around 13000 residents, where median household incomes of $122,828 and housing costs ($473,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 20 miles northwest of Yonkers, Stony Point falls within that metro's commuting orbit. Housing prices track closely with Yonkers' $478,000 median.

Cost Overview

Housing 155
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stony Point

The median home value in Stony Point is $472,600 — 55% above the national median of $305,000. Median rent runs $1,696/month, 29% higher than the national median of $1,314/month. The median household income of $122,828/year is 65% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Stony Point has a cost of living index of 145 versus the US average of 100, meaning it is 45% more expensive.

🏠 Housing

Median Home Value
$472,600
55% above avg
Zillow Home Value
$633,433
Zillow ZHVI
Median Rent
$1,696/mo
29% above avg
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 87.5%
Renter-occupied 12.5%

💰 Estimated Monthly Budget

Rent median rent
$1,696
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,310/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.8 min
47% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
80.8%
Carpooled
6.7%
Public transit
4.3%
Walked
0.3%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$122,828
65% above avg
Per Capita Income
$48,157
Unemployment Rate
5.8%
21% above avg
Poverty Rate
2.5%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 18.5%
Graduate degree 18.8%

👥 Demographics

Median Age 44.1
Male median age 41.2
Female median age 46.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
79.3%
Good air days/yr
197
Max AQI recorded
141
PM2.5 days
222
Ozone days

Frequently Asked Questions

What is the cost of living in Stony Point, NY?

Stony Point has a cost index of 145 (100 = national average). It is 45% above the national average.

What is average rent in Stony Point, NY?

The median gross rent in Stony Point is $1,696 per month based on 2023 Census data.

What is the average home price in Stony Point?

The median home value in Stony Point is $472,600 according to Zillow and Census data.

What is the median income in Stony Point?

The median household income in Stony Point is $122,828 per year (2023 ACS 5-year estimates).

What is the sales tax in Stony Point, NY?

The combined state and local sales tax rate in Stony Point is 8.5%. The New York state income tax top rate is 10.9%.

Is Stony Point, NY affordable?

Stony Point is above average in cost of living, with an index of 145 — about 45% higher than the national average.

What is the weather like in Stony Point?

Stony Point has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Stony Point at a Glance

Population
12,694
Median Income
$122,828
Home Value
$472,600
Median Rent
$1,696/mo
Unemployment
5.8%
Avg High Temp
60.6°F
Sales Tax
8.5%
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Explore county-level cost of living data

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