Cost of Living in University Gardens, NY
Population 3,986 · New York · Data vintage 2023
(100 = US avg)
Home prices in University Gardens run well above the national baseline, with a median of $850,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $94,886 place the city among the better-paid New York metros.
University Gardens sits roughly 13 miles northeast of New York — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% higher than New York's $752,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in University Gardens
The median home value in University Gardens is $849,600 — 179% above the national median of $305,000. Median rent runs $1,689/month, 29% higher than the national median of $1,314/month. The median household income of $94,886/year is 27% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 63.5°F and lows of 50.1°F, with about 29.8" of annual snowfall. Overall, University Gardens has a cost of living index of 219 versus the US average of 100, meaning it is 119% more expensive.
University Gardens is a campus community
This Census-Designated Place covers the University Gardens campus. Students and staff typically live in surrounding communities — here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 50 | 61 | 72 | 81 | 86 | 85 | 77 | 66 | 55 | 45 |
| Low °F | 29 | 30 | 36 | 46 | 56 | 66 | 72 | 71 | 64 | 53 | 43 | 35 |
| Precip" | 3.25 | 2.93 | 4.01 | 3.85 | 3.58 | 4.03 | 4.30 | 4.41 | 3.88 | 3.81 | 3.15 | 4.08 |
| Snow" | 8.6 | 9.8 | 5.4 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 5.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in University Gardens, NY?
University Gardens has a cost index of 219 (100 = national average). It is 119% above the national average.
What is average rent in University Gardens, NY?
The median gross rent in University Gardens is $1,689 per month based on 2023 Census data.
What is the average home price in University Gardens?
The median home value in University Gardens is $849,600 according to 2023 Census ACS data.
What is the median income in University Gardens?
The median household income in University Gardens is $94,886 per year (2023 ACS 5-year estimates).
What is the sales tax in University Gardens, NY?
The combined state and local sales tax rate in University Gardens is 8.5%. The New York state income tax top rate is 10.9%.
Is University Gardens, NY affordable?
University Gardens is above average in cost of living, with an index of 219 — about 119% higher than the national average.
What is the weather like in University Gardens?
University Gardens has average high temperatures of 63.5°F and average lows of 50.1°F. Annual precipitation is 45.3". Average annual snowfall is 29.8". Data from NOAA 1991–2020 Climate Normals.
University Gardens at a Glance
- Population
- 3,986
- Median Income
- $94,886
- Home Value
- $849,600
- Median Rent
- $1,689/mo
- Unemployment
- 5.8%
- Avg High Temp
- 63.5°F
- Sales Tax
- 8.5%
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