Cost of Living in Ardmore, OK

Population 24,757 · Oklahoma · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ardmore sits on the smaller end of the Oklahoma city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 70 miles north of Denton, Ardmore is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 51% lower than Denton's $326,000.

Cost Overview

Housing 52
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ardmore

The median home value in Ardmore is $158,800 — 48% below the national median of $305,000. Median rent runs $959/month, 27% lower than the national median of $1,314/month. The median household income of $52,954/year is 29% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 76.0°F and lows of 52.9°F. Overall, Ardmore has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$158,800
48% below avg
Zillow Home Value
$150,708
Zillow ZHVI
Median Rent
$959/mo
27% below avg
Zillow Rent
$1,240/mo
Zillow ZORI
Price-to-Rent Ratio
13.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$728
2 BR
$910
3 BR
$1,220
4 BR
$1,439
Owner-occupied 56.4%
Renter-occupied 43.6%

💰 Estimated Monthly Budget

Rent median rent
$959
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,573/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.8 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.5%

Commute Mode

Drove alone
78.5%
Carpooled
13.0%
Public transit
0.8%
Walked
1.8%
Bicycle
0.4%
Work from home
3.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.8%
Total Sales Tax 9.0%
State rate 4.5%
Avg local rate 4.5%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$52,954
29% below avg
Per Capita Income
$31,358
Unemployment Rate
5.0%
5% above avg
Poverty Rate
16.7%
Labor Force Participation
59.9%

🎓 Education

Bachelor's degree+ 13.5%
Graduate degree 8.6%

👥 Demographics

Median Age 36.7
Male median age 35.2
Female median age 38.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.0°F
Avg Low
52.9°F
Annual Precip
35.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391969688786657
Low °F 323645516169737364534234
Precip" 1.942.483.113.434.523.671.772.392.654.172.712.76

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
54.9%
Good air days/yr
136
Max AQI recorded
134
PM2.5 days
210
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88.3%
4-Year Graduation Rate
16.3:1
Student-teacher ratio
14
Public schools
5,721
Total enrollment

Frequently Asked Questions

What is the cost of living in Ardmore, OK?

Ardmore has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Ardmore, OK?

The median gross rent in Ardmore is $959 per month based on 2023 Census data.

What is the average home price in Ardmore?

The median home value in Ardmore is $158,800 according to Zillow and Census data.

What is the median income in Ardmore?

The median household income in Ardmore is $52,954 per year (2023 ACS 5-year estimates).

What is the sales tax in Ardmore, OK?

The combined state and local sales tax rate in Ardmore is 9.0%. The Oklahoma state income tax top rate is 4.8%.

Is Ardmore, OK affordable?

Yes, Ardmore is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Ardmore?

Ardmore has average high temperatures of 76.0°F and average lows of 52.9°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.

Ardmore at a Glance

Population
24,757
Median Income
$52,954
Home Value
$158,800
Median Rent
$959/mo
Unemployment
5.0%
Avg High Temp
76.0°F
Sales Tax
9.0%
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