Cost of Living in Fort Gibson, OK

Population 3,805 · Oklahoma · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fort Gibson offers a notably favorable income-to-housing ratio for its region. The typical home — $173,000 — costs less than 2.5 times median household income of $69,632, a threshold many coastal markets passed a decade ago. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Fort Gibson is about 35 miles southeast of Broken Arrow, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% lower than Broken Arrow's $229,000.

Cost Overview

Housing 57
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fort Gibson

The median home value in Fort Gibson is $173,200 — 43% below the national median of $305,000. Median rent runs $737/month, 44% lower than the national median of $1,314/month. The median household income of $69,632/year is 7% lower than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 71.9°F and lows of 49.8°F. Overall, Fort Gibson has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$173,200
43% below avg
Zillow Home Value
$294,947
Zillow ZHVI
Median Rent
$737/mo
44% below avg
Price-to-Rent Ratio
19.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$728
2 BR
$910
3 BR
$1,220
4 BR
$1,439
Owner-occupied 67.5%
Renter-occupied 32.5%

💰 Estimated Monthly Budget

Rent median rent
$737
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,351/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.0 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
81.8%
Carpooled
7.4%
Walked
1.1%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.8%
Total Sales Tax 9.0%
State rate 4.5%
Avg local rate 4.5%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$69,632
7% below avg
Per Capita Income
$33,237
Unemployment Rate
3.3%
32% below avg
Poverty Rate
20.4%
Labor Force Participation
60.3%

🎓 Education

Bachelor's degree+ 29.2%
Graduate degree 8.0%

👥 Demographics

Median Age 37.3
Male median age 38.3
Female median age 34.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.9°F
Avg Low
49.8°F
Annual Precip
43.2"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505464727987929285746252
Low °F 283241495867717062503931
Precip" 2.332.173.364.115.494.423.603.094.334.123.352.86

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15:1
Student-teacher ratio
4
Public schools
1,775
Total enrollment

Frequently Asked Questions

What is the cost of living in Fort Gibson, OK?

Fort Gibson has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Fort Gibson, OK?

The median gross rent in Fort Gibson is $737 per month based on 2023 Census data.

What is the average home price in Fort Gibson?

The median home value in Fort Gibson is $173,200 according to Zillow and Census data.

What is the median income in Fort Gibson?

The median household income in Fort Gibson is $69,632 per year (2023 ACS 5-year estimates).

What is the sales tax in Fort Gibson, OK?

The combined state and local sales tax rate in Fort Gibson is 9.0%. The Oklahoma state income tax top rate is 4.8%.

Is Fort Gibson, OK affordable?

Yes, Fort Gibson is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Fort Gibson?

Fort Gibson has average high temperatures of 71.9°F and average lows of 49.8°F. Annual precipitation is 43.2". Data from NOAA 1991–2020 Climate Normals.

Fort Gibson at a Glance

Population
3,805
Median Income
$69,632
Home Value
$173,200
Median Rent
$737/mo
Unemployment
3.3%
Avg High Temp
71.9°F
Sales Tax
9.0%
View all cities in Oklahoma →
🗺️ County data for Oklahoma

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs