Cost of Living in Stillwater, OK
Population 48,818 · Oklahoma · Data vintage 2023
(100 = US avg)
At $42,015, median household incomes in Stillwater land roughly 44% below the US median, a gap that tends to persist across local labor-market indicators. Around 29% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 50 miles northeast of Oklahoma City, Stillwater is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Oklahoma City's $215,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Stillwater
The median home value in Stillwater is $230,900 — 24% below the national median of $305,000. Median rent runs $944/month, 28% lower than the national median of $1,314/month. The median household income of $42,015/year is 44% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Oklahoma's top state income tax rate is 4.8% and the combined sales tax is 9.0%. The climate averages highs of 71.8°F and lows of 48.5°F. Overall, Stillwater has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 49 | 54 | 63 | 72 | 79 | 88 | 94 | 93 | 85 | 73 | 61 | 51 |
| Low °F | 26 | 30 | 38 | 47 | 58 | 67 | 71 | 70 | 61 | 49 | 37 | 29 |
| Precip" | 1.32 | 1.56 | 2.75 | 4.15 | 4.71 | 4.64 | 3.42 | 3.66 | 2.94 | 2.94 | 2.28 | 1.67 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Stillwater, OK?
Stillwater has a cost index of 74 (100 = national average). It is 26% below the national average.
What is average rent in Stillwater, OK?
The median gross rent in Stillwater is $944 per month based on 2023 Census data.
What is the average home price in Stillwater?
The median home value in Stillwater is $230,900 according to Zillow and Census data.
What is the median income in Stillwater?
The median household income in Stillwater is $42,015 per year (2023 ACS 5-year estimates).
What is the sales tax in Stillwater, OK?
The combined state and local sales tax rate in Stillwater is 9.0%. The Oklahoma state income tax top rate is 4.8%.
Is Stillwater, OK affordable?
Yes, Stillwater is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.
What is the weather like in Stillwater?
Stillwater has average high temperatures of 71.8°F and average lows of 48.5°F. Annual precipitation is 36". Data from NOAA 1991–2020 Climate Normals.
Stillwater at a Glance
- Population
- 48,818
- Median Income
- $42,015
- Home Value
- $230,900
- Median Rent
- $944/mo
- Unemployment
- 4.9%
- Avg High Temp
- 71.8°F
- Sales Tax
- 9.0%
Explore county-level cost of living data
Oklahoma Rankings
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