Cost of Living in Albany, OR

Population 56,773 · Oregon · Data vintage 2023

109
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Albany's cost indicators track within a reasonable band of national figures, with median household incomes near $73,809 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Albany sits roughly 20 miles south of Salem — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% lower than Salem's $382,000.

Cost Overview

Housing 116
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Albany

The median home value in Albany is $352,900 — 16% above the national median of $305,000. Median rent runs $1,311/month, equal to than the national median of $1,314/month. The median household income of $73,809/year is 1% lower than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Oregon's top state income tax rate is 9.9% and the combined sales tax is 0.0%. The climate averages highs of 62.9°F and lows of 41.5°F. Overall, Albany has a cost of living index of 109 versus the US average of 100, meaning it is 9% more expensive.

🏠 Housing

Median Home Value
$352,900
16% above avg
Zillow Home Value
$432,371
Zillow ZHVI
Median Rent
$1,311/mo
0% below avg
Zillow Rent
$1,696/mo
Zillow ZORI
Price-to-Rent Ratio
22.4x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$903
1 BR
$1,003
2 BR
$1,252
3 BR
$1,754
4 BR
$2,023
Owner-occupied 59.4%
Renter-occupied 40.6%

💰 Estimated Monthly Budget

Rent median rent
$1,311
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,925/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.3 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.9%

Commute Mode

Drove alone
73.4%
Carpooled
8.2%
Public transit
0.5%
Walked
3.1%
Bicycle
0.6%
Work from home
12.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.9%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$73,809
1% below avg
Per Capita Income
$34,402
Unemployment Rate
5.9%
23% above avg
Poverty Rate
13.3%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 9.7%

👥 Demographics

Median Age 37.1
Male median age 35.9
Female median age 38.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.9°F
Avg Low
41.5°F
Annual Precip
41.5"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475155606773828277645246
Low °F 343537394347515147423734
Precip" 6.245.184.583.302.091.000.270.291.293.136.127.98

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
76.2%
Good air days/yr
125
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
20.1:1
Student-teacher ratio
20
Public schools
9,446
Total enrollment

Frequently Asked Questions

What is the cost of living in Albany, OR?

Albany has a cost index of 109 (100 = national average). It is 9% above the national average.

What is average rent in Albany, OR?

The median gross rent in Albany is $1,311 per month based on 2023 Census data.

What is the average home price in Albany?

The median home value in Albany is $352,900 according to Zillow and Census data.

What is the median income in Albany?

The median household income in Albany is $73,809 per year (2023 ACS 5-year estimates).

What is the sales tax in Albany, OR?

The combined state and local sales tax rate in Albany is 0.0%. The Oregon state income tax top rate is 9.9%.

Is Albany, OR affordable?

Albany is near the national average in terms of cost of living, with an index of 109 (100 = US average).

What is the weather like in Albany?

Albany has average high temperatures of 62.9°F and average lows of 41.5°F. Annual precipitation is 41.5". Data from NOAA 1991–2020 Climate Normals.

Albany at a Glance

Population
56,773
Median Income
$73,809
Home Value
$352,900
Median Rent
$1,311/mo
Unemployment
5.9%
Avg High Temp
62.9°F
Sales Tax
0.0%
View all cities in Oregon →
🗺️ County data for Oregon

Explore county-level cost of living data

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