Cost of Living in Three Rivers, OR

Population 3,966 · Oregon · Data vintage 2023

160
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Three Rivers sits on the smaller end of the Oregon city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 8.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Three Rivers sits roughly 15 miles southwest of Bend — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Bend's $647,000.

Cost Overview

Housing 154
Rent 170

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Three Rivers

The median home value in Three Rivers is $470,400 — 54% above the national median of $305,000. Median rent runs $2,231/month, 70% higher than the national median of $1,314/month. The median household income of $82,780/year is 11% higher than the US median of $74,580. The local unemployment rate is 8.9%, above the national average of 4.8%. Oregon's top state income tax rate is 9.9% and the combined sales tax is 0.0%. The climate averages highs of 63.6°F and lows of 34.1°F. Overall, Three Rivers has a cost of living index of 160 versus the US average of 100, meaning it is 60% more expensive.

🏠 Housing

Median Home Value
$470,400
54% above avg
Median Rent
$2,231/mo
70% above avg
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$903
1 BR
$1,003
2 BR
$1,252
3 BR
$1,754
4 BR
$2,023
Owner-occupied 89.4%
Renter-occupied 10.6%

💰 Estimated Monthly Budget

Rent median rent
$2,231
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,845/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.2%

Commute Mode

Drove alone
71.6%
Carpooled
6.6%
Walked
1.6%
Work from home
18.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.9%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$82,780
11% above avg
Per Capita Income
$41,301
Unemployment Rate
8.9%
86% above avg
Poverty Rate
7.8%
Labor Force Participation
57.9%

🎓 Education

Bachelor's degree+ 29.6%
Graduate degree 10.4%

👥 Demographics

Median Age 43.8
Male median age 41.7
Female median age 45.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
34.1°F
Annual Precip
8.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 444855606977888779655142
Low °F 252528313843494741332823
Precip" 0.980.660.580.711.200.640.400.460.370.680.810.97

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 28 — Good
74.8%
Good air days/yr
413
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Three Rivers, OR?

Three Rivers has a cost index of 160 (100 = national average). It is 60% above the national average.

What is average rent in Three Rivers, OR?

The median gross rent in Three Rivers is $2,231 per month based on 2023 Census data.

What is the average home price in Three Rivers?

The median home value in Three Rivers is $470,400 according to 2023 Census ACS data.

What is the median income in Three Rivers?

The median household income in Three Rivers is $82,780 per year (2023 ACS 5-year estimates).

What is the sales tax in Three Rivers, OR?

The combined state and local sales tax rate in Three Rivers is 0.0%. The Oregon state income tax top rate is 9.9%.

Is Three Rivers, OR affordable?

Three Rivers is above average in cost of living, with an index of 160 — about 60% higher than the national average.

What is the weather like in Three Rivers?

Three Rivers has average high temperatures of 63.6°F and average lows of 34.1°F. Annual precipitation is 8.5". Data from NOAA 1991–2020 Climate Normals.

Three Rivers at a Glance

Population
3,966
Median Income
$82,780
Home Value
$470,400
Median Rent
$2,231/mo
Unemployment
8.9%
Avg High Temp
63.6°F
Sales Tax
0.0%
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🗺️ County data for Oregon

Explore county-level cost of living data

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