Cost of Living in Carlisle, PA

Population 21,335 · Pennsylvania · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Carlisle is a smaller Pennsylvania community of around 21000 residents, where median household incomes of $59,742 and housing costs ($212,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 70 miles northwest of Baltimore, Carlisle is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Baltimore's $219,000 median.

Cost Overview

Housing 70
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carlisle

The median home value in Carlisle is $212,400 — 30% below the national median of $305,000. Median rent runs $986/month, 25% lower than the national median of $1,314/month. The median household income of $59,742/year is 20% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 64.7°F and lows of 45.7°F. Overall, Carlisle has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$212,400
30% below avg
Zillow Home Value
$323,472
Zillow ZHVI
Median Rent
$986/mo
25% below avg
Zillow Rent
$1,561/mo
Zillow ZORI
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 49.1%
Renter-occupied 50.9%

💰 Estimated Monthly Budget

Rent median rent
$986
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,600/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.4 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.8%

Commute Mode

Drove alone
67.5%
Carpooled
5.8%
Public transit
0.5%
Walked
10.1%
Bicycle
2.8%
Work from home
10.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$59,742
20% below avg
Per Capita Income
$36,547
Unemployment Rate
4.1%
14% below avg
Poverty Rate
17.4%
Labor Force Participation
66.2%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 15.9%

👥 Demographics

Median Age 34.4
Male median age 33
Female median age 36.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.7°F
Avg Low
45.7°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404353657583888579675544
Low °F 252634435363676658473730
Precip" 2.642.363.353.703.483.724.303.684.123.682.803.15

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
58.1%
Good air days/yr
224
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
14.8:1
Student-teacher ratio
10
Public schools
5,149
Total enrollment

Frequently Asked Questions

What is the cost of living in Carlisle, PA?

Carlisle has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Carlisle, PA?

The median gross rent in Carlisle is $986 per month based on 2023 Census data.

What is the average home price in Carlisle?

The median home value in Carlisle is $212,400 according to Zillow and Census data.

What is the median income in Carlisle?

The median household income in Carlisle is $59,742 per year (2023 ACS 5-year estimates).

What is the sales tax in Carlisle, PA?

The combined state and local sales tax rate in Carlisle is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Carlisle, PA affordable?

Yes, Carlisle is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.

What is the weather like in Carlisle?

Carlisle has average high temperatures of 64.7°F and average lows of 45.7°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Carlisle at a Glance

Population
21,335
Median Income
$59,742
Home Value
$212,400
Median Rent
$986/mo
Unemployment
4.1%
Avg High Temp
64.7°F
Sales Tax
6.3%
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