Cost of Living in Ephrata, PA

Population 13,729 · Pennsylvania · Data vintage 2023

75
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Ephrata stay well under national norms: a median home value of $215,000 against median household incomes of $68,117 gives the city one of the more comfortable price-to-income ratios in Pennsylvania. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Located 45 miles southwest of Allentown, Ephrata falls within that metro's commuting orbit. Median home values run roughly 14% higher than Allentown's $189,000.

Cost Overview

Housing 71
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ephrata

The median home value in Ephrata is $215,100 — 29% below the national median of $305,000. Median rent runs $1,070/month, 19% lower than the national median of $1,314/month. The median household income of $68,117/year is 9% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 63.8°F and lows of 42.8°F. Overall, Ephrata has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.

🏠 Housing

Median Home Value
$215,100
29% below avg
Median Rent
$1,070/mo
19% below avg
Zillow Rent
$1,310/mo
Zillow ZORI
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 54.3%
Renter-occupied 45.7%

💰 Estimated Monthly Budget

Rent median rent
$1,070
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,684/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.5 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.9%

Commute Mode

Drove alone
80.1%
Carpooled
11.0%
Public transit
0.1%
Walked
3.4%
Bicycle
0.1%
Work from home
4.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$68,117
9% below avg
Per Capita Income
$37,276
Unemployment Rate
1.9%
61% below avg
Poverty Rate
9.3%
Labor Force Participation
69.5%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 7.2%

👥 Demographics

Median Age 36.8
Male median age 36.3
Female median age 37.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
42.8°F
Annual Precip
42.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404252647482868578665444
Low °F 222331405060656356443427
Precip" 2.592.203.333.343.444.784.203.524.693.783.063.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 58 — Moderate
29.6%
Good air days/yr
321
Max AQI recorded
304
PM2.5 days
61
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
7
Public schools
4,171
Total enrollment

Frequently Asked Questions

What is the cost of living in Ephrata, PA?

Ephrata has a cost index of 75 (100 = national average). It is 25% below the national average.

What is average rent in Ephrata, PA?

The median gross rent in Ephrata is $1,070 per month based on 2023 Census data.

What is the average home price in Ephrata?

The median home value in Ephrata is $215,100 according to 2023 Census ACS data.

What is the median income in Ephrata?

The median household income in Ephrata is $68,117 per year (2023 ACS 5-year estimates).

What is the sales tax in Ephrata, PA?

The combined state and local sales tax rate in Ephrata is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Ephrata, PA affordable?

Yes, Ephrata is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.

What is the weather like in Ephrata?

Ephrata has average high temperatures of 63.8°F and average lows of 42.8°F. Annual precipitation is 42.1". Data from NOAA 1991–2020 Climate Normals.

Ephrata at a Glance

Population
13,729
Median Income
$68,117
Home Value
$215,100
Median Rent
$1,070/mo
Unemployment
1.9%
Avg High Temp
63.8°F
Sales Tax
6.3%
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