Cost of Living in Mount Oliver, PA

Population 3,347 · Pennsylvania · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mount Oliver is a smaller Pennsylvania community of around 3000 residents, where median household incomes of $50,379 and housing costs ($85,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 7.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Mount Oliver is part of the immediate Pittsburgh metro area. Median home values run roughly 56% lower than Pittsburgh's $193,000.

Cost Overview

Housing 28
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Oliver

The median home value in Mount Oliver is $84,700 — 72% below the national median of $305,000. Median rent runs $1,102/month, 16% lower than the national median of $1,314/month. The median household income of $50,379/year is 32% lower than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 61.2°F and lows of 43.5°F. Overall, Mount Oliver has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$84,700
72% below avg
Median Rent
$1,102/mo
16% below avg
Price-to-Rent Ratio
6.4x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 42.9%
Renter-occupied 57.1%

💰 Estimated Monthly Budget

Rent median rent
$1,102
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,716/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.4 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.2%

Commute Mode

Drove alone
43.8%
Carpooled
19.6%
Public transit
26.6%
Walked
1.9%
Work from home
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$50,379
32% below avg
Per Capita Income
$23,414
Unemployment Rate
7.2%
50% above avg
Poverty Rate
19.3%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 10.6%
Graduate degree 9.6%

👥 Demographics

Median Age 37.2
Male median age 38.3
Female median age 33.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.2°F
Avg Low
43.5°F
Annual Precip
41.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374049637279838175635141
Low °F 222431425260646356453528
Precip" 3.082.573.223.404.084.583.933.813.543.063.033.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 56 — Moderate
33.2%
Good air days/yr
237
Max AQI recorded
294
PM2.5 days
71
Ozone days

Frequently Asked Questions

What is the cost of living in Mount Oliver, PA?

Mount Oliver has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Mount Oliver, PA?

The median gross rent in Mount Oliver is $1,102 per month based on 2023 Census data.

What is the average home price in Mount Oliver?

The median home value in Mount Oliver is $84,700 according to 2023 Census ACS data.

What is the median income in Mount Oliver?

The median household income in Mount Oliver is $50,379 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Oliver, PA?

The combined state and local sales tax rate in Mount Oliver is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Mount Oliver, PA affordable?

Yes, Mount Oliver is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Mount Oliver?

Mount Oliver has average high temperatures of 61.2°F and average lows of 43.5°F. Annual precipitation is 41.3". Data from NOAA 1991–2020 Climate Normals.

Mount Oliver at a Glance

Population
3,347
Median Income
$50,379
Home Value
$84,700
Median Rent
$1,102/mo
Unemployment
7.2%
Avg High Temp
61.2°F
Sales Tax
6.3%
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Explore county-level cost of living data

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