Cost of Living in Northwest Harborcreek, PA

Population 8,908 · Pennsylvania · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Northwest Harborcreek can reasonably expect a home to cost less than three years of household income — $215,000 against $87,601 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Located 75 miles southwest of Buffalo, Northwest Harborcreek is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 41% higher than Buffalo's $152,000.

Cost Overview

Housing 71
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Northwest Harborcreek

The median home value in Northwest Harborcreek is $215,200 — 29% below the national median of $305,000. Median rent runs $875/month, 33% lower than the national median of $1,314/month. The median household income of $87,601/year is 17% higher than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 58.8°F and lows of 42.7°F, with about 104.3" of annual snowfall. Overall, Northwest Harborcreek has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$215,200
29% below avg
Median Rent
$875/mo
33% below avg
Price-to-Rent Ratio
20.5x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 83.5%
Renter-occupied 16.5%

💰 Estimated Monthly Budget

Rent median rent
$875
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,489/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.7 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.1%

Commute Mode

Drove alone
82.4%
Carpooled
6.0%
Public transit
0.6%
Walked
2.5%
Bicycle
0.2%
Work from home
8.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$87,601
17% above avg
Per Capita Income
$42,678
Unemployment Rate
5.4%
12% above avg
Poverty Rate
5.7%
Labor Force Participation
60.1%

🎓 Education

Bachelor's degree+ 19.7%
Graduate degree 17.7%

👥 Demographics

Median Age 46.2
Male median age 43
Female median age 49.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.8°F
Avg Low
42.7°F
Annual Precip
43"
Annual Snowfall
104.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353744576877818074625140
Low °F 212128384959646357463728
Precip" 3.412.523.083.473.503.703.333.354.324.383.754.17
Snow" 31.819.414.52.60.00.00.00.00.00.19.626.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
65.8%
Good air days/yr
180
Max AQI recorded
212
PM2.5 days
148
Ozone days

Frequently Asked Questions

What is the cost of living in Northwest Harborcreek, PA?

Northwest Harborcreek has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Northwest Harborcreek, PA?

The median gross rent in Northwest Harborcreek is $875 per month based on 2023 Census data.

What is the average home price in Northwest Harborcreek?

The median home value in Northwest Harborcreek is $215,200 according to 2023 Census ACS data.

What is the median income in Northwest Harborcreek?

The median household income in Northwest Harborcreek is $87,601 per year (2023 ACS 5-year estimates).

What is the sales tax in Northwest Harborcreek, PA?

The combined state and local sales tax rate in Northwest Harborcreek is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Northwest Harborcreek, PA affordable?

Yes, Northwest Harborcreek is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

What is the weather like in Northwest Harborcreek?

Northwest Harborcreek has average high temperatures of 58.8°F and average lows of 42.7°F. Annual precipitation is 43". Average annual snowfall is 104.3". Data from NOAA 1991–2020 Climate Normals.

Northwest Harborcreek at a Glance

Population
8,908
Median Income
$87,601
Home Value
$215,200
Median Rent
$875/mo
Unemployment
5.4%
Avg High Temp
58.8°F
Sales Tax
6.3%
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