Cost of Living in Portsmouth, RI

Population 17,740 · Rhode Island · Data vintage 2023

153
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Portsmouth a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $536,000.

Located 15 miles southeast of Providence, Portsmouth falls within that metro's commuting orbit. Median home values run roughly 66% higher than Providence's $323,000.

Cost Overview

Housing 176
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Portsmouth

The median home value in Portsmouth is $536,200 — 76% above the national median of $305,000. Median rent runs $1,577/month, 20% higher than the national median of $1,314/month. The median household income of $119,500/year is 60% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. The climate averages highs of 58.9°F and lows of 43.8°F. Overall, Portsmouth has a cost of living index of 153 versus the US average of 100, meaning it is 53% more expensive.

🏠 Housing

Median Home Value
$536,200
76% above avg
Median Rent
$1,577/mo
20% above avg
Price-to-Rent Ratio
28.3x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,233
1 BR
$1,319
2 BR
$1,614
3 BR
$1,945
4 BR
$2,359
Owner-occupied 80.6%
Renter-occupied 19.4%

💰 Estimated Monthly Budget

Rent median rent
$1,577
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,191/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.9 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.6%

Commute Mode

Drove alone
77.7%
Carpooled
3.4%
Public transit
0.5%
Walked
1.2%
Work from home
14.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$119,500
60% above avg
Per Capita Income
$64,438
Unemployment Rate
3.1%
36% below avg
Poverty Rate
4.4%
Labor Force Participation
55.0%

🎓 Education

Bachelor's degree+ 35.3%
Graduate degree 24.1%

👥 Demographics

Median Age 47.9
Male median age 46.2
Female median age 49.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.9°F
Avg Low
43.8°F
Annual Precip
42.2"
20° 35° 50° 65° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384046566574807972625344
Low °F 242531394958646457473830
Precip" 3.212.814.573.813.033.412.933.413.444.063.763.74

Frequently Asked Questions

What is the cost of living in Portsmouth, RI?

Portsmouth has a cost index of 153 (100 = national average). It is 53% above the national average.

What is average rent in Portsmouth, RI?

The median gross rent in Portsmouth is $1,577 per month based on 2023 Census data.

What is the average home price in Portsmouth?

The median home value in Portsmouth is $536,200 according to 2023 Census ACS data.

What is the median income in Portsmouth?

The median household income in Portsmouth is $119,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Portsmouth, RI?

The combined state and local sales tax rate in Portsmouth is 7.0%. The Rhode Island state income tax top rate is 6.0%.

Is Portsmouth, RI affordable?

Portsmouth is above average in cost of living, with an index of 153 — about 53% higher than the national average.

What is the weather like in Portsmouth?

Portsmouth has average high temperatures of 58.9°F and average lows of 43.8°F. Annual precipitation is 42.2". Data from NOAA 1991–2020 Climate Normals.

Portsmouth at a Glance

Population
17,740
Median Income
$119,500
Home Value
$536,200
Median Rent
$1,577/mo
Unemployment
3.1%
Avg High Temp
58.9°F
Sales Tax
7.0%
View all cities in Rhode Island →
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Explore county-level cost of living data

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