Cost of Living in Warwick, RI

Population 82,871 · Rhode Island · Data vintage 2023

103
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Warwick lands reasonably close to national benchmarks on most cost indicators, with a median home value of $322,000 — 6% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Rhode Island.

Located 8 miles south of Providence, Warwick falls within that metro's commuting orbit. Housing prices track closely with Providence's $323,000 median.

Cost Overview

Housing 106
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Warwick

The median home value in Warwick is $322,000 — 6% above the national median of $305,000. Median rent runs $1,299/month, 1% lower than the national median of $1,314/month. The median household income of $87,536/year is 17% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. Rhode Island's top state income tax rate is 6.0% and the combined sales tax is 7.0%. The climate averages highs of 61.1°F and lows of 43.1°F, with about 36.6" of annual snowfall. Overall, Warwick has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.

🏠 Housing

Median Home Value
$322,000
6% above avg
Zillow Home Value
$404,952
Zillow ZHVI
Median Rent
$1,299/mo
1% below avg
Zillow Rent
$2,408/mo
Zillow ZORI
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,233
1 BR
$1,319
2 BR
$1,614
3 BR
$1,945
4 BR
$2,359
Owner-occupied 73.4%
Renter-occupied 26.6%

💰 Estimated Monthly Budget

Rent median rent
$1,299
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,913/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.0 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.1%

Commute Mode

Drove alone
79.3%
Carpooled
6.6%
Public transit
1.1%
Walked
1.1%
Bicycle
0.0%
Work from home
11.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$87,536
17% above avg
Per Capita Income
$47,757
Unemployment Rate
4.8%
1% above avg
Poverty Rate
7.1%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 20.9%
Graduate degree 12.4%

👥 Demographics

Median Age 44.6
Male median age 41.2
Female median age 47.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
43.1°F
Annual Precip
47.5"
Annual Snowfall
36.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384148596978848275645343
Low °F 222430404959656457453628
Precip" 3.963.444.904.293.373.812.913.594.174.184.274.65
Snow" 10.310.56.40.60.00.00.00.00.00.21.07.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
80.4%
Good air days/yr
126
Max AQI recorded
201
PM2.5 days
156
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
12.8:1
Student-teacher ratio
19
Public schools
8,610
Total enrollment

Frequently Asked Questions

What is the cost of living in Warwick, RI?

Warwick has a cost index of 103 (100 = national average). It is 3% above the national average.

What is average rent in Warwick, RI?

The median gross rent in Warwick is $1,299 per month based on 2023 Census data.

What is the average home price in Warwick?

The median home value in Warwick is $322,000 according to Zillow and Census data.

What is the median income in Warwick?

The median household income in Warwick is $87,536 per year (2023 ACS 5-year estimates).

What is the sales tax in Warwick, RI?

The combined state and local sales tax rate in Warwick is 7.0%. The Rhode Island state income tax top rate is 6.0%.

Is Warwick, RI affordable?

Warwick is near the national average in terms of cost of living, with an index of 103 (100 = US average).

What is the weather like in Warwick?

Warwick has average high temperatures of 61.1°F and average lows of 43.1°F. Annual precipitation is 47.5". Average annual snowfall is 36.6". Data from NOAA 1991–2020 Climate Normals.

Warwick at a Glance

Population
82,871
Median Income
$87,536
Home Value
$322,000
Median Rent
$1,299/mo
Unemployment
4.8%
Avg High Temp
61.1°F
Sales Tax
7.0%
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