Cost of Living in Seneca, SC

Population 8,910 · South Carolina · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Seneca a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $223,000. At 9.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Seneca is about 55 miles northeast of Athens-Clarke County, the nearest large metro. Median home values run roughly 18% lower than Athens-Clarke County's $272,000.

Cost Overview

Housing 73
Rent 61

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seneca

The median home value in Seneca is $223,100 — 27% below the national median of $305,000. Median rent runs $806/month, 39% lower than the national median of $1,314/month. The median household income of $52,207/year is 30% lower than the US median of $74,580. The local unemployment rate is 9.5%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 71.2°F and lows of 51.6°F. Overall, Seneca has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$223,100
27% below avg
Zillow Home Value
$297,747
Zillow ZHVI
Median Rent
$806/mo
39% below avg
Zillow Rent
$1,478/mo
Zillow ZORI
Price-to-Rent Ratio
23.1x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 52.7%
Renter-occupied 47.3%

💰 Estimated Monthly Budget

Rent median rent
$806
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,420/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
80.3%
Carpooled
14.0%
Walked
1.7%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$52,207
30% below avg
Per Capita Income
$32,598
Unemployment Rate
9.5%
98% above avg
Poverty Rate
18.8%
Labor Force Participation
60.7%

🎓 Education

Bachelor's degree+ 19.2%
Graduate degree 10.0%

👥 Demographics

Median Age 39.9
Male median age 39
Female median age 40.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.2°F
Avg Low
51.6°F
Annual Precip
49"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525664727985898782726254
Low °F 343643505966706964524236
Precip" 4.514.164.673.783.494.403.654.913.683.603.644.50

Frequently Asked Questions

What is the cost of living in Seneca, SC?

Seneca has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Seneca, SC?

The median gross rent in Seneca is $806 per month based on 2023 Census data.

What is the average home price in Seneca?

The median home value in Seneca is $223,100 according to Zillow and Census data.

What is the median income in Seneca?

The median household income in Seneca is $52,207 per year (2023 ACS 5-year estimates).

What is the sales tax in Seneca, SC?

The combined state and local sales tax rate in Seneca is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Seneca, SC affordable?

Yes, Seneca is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

What is the weather like in Seneca?

Seneca has average high temperatures of 71.2°F and average lows of 51.6°F. Annual precipitation is 49". Data from NOAA 1991–2020 Climate Normals.

Seneca at a Glance

Population
8,910
Median Income
$52,207
Home Value
$223,100
Median Rent
$806/mo
Unemployment
9.5%
Avg High Temp
71.2°F
Sales Tax
7.5%
View all cities in South Carolina →
🗺️ County data for South Carolina

Explore county-level cost of living data

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