Cost of Living in Summerville, SC

Population 51,262 · South Carolina · Data vintage 2023

101
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Summerville's cost indicators track within a reasonable band of national figures, with median household incomes near $78,621 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Located 9 miles northwest of North Charleston, Summerville falls within that metro's commuting orbit. Median home values run roughly 10% higher than North Charleston's $268,000.

Cost Overview

Housing 97
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Summerville

The median home value in Summerville is $295,700 — 3% below the national median of $305,000. Median rent runs $1,414/month, 8% higher than the national median of $1,314/month. The median household income of $78,621/year is 5% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. South Carolina's top state income tax rate is 6.4% and the combined sales tax is 7.5%. The climate averages highs of 76.6°F and lows of 56.4°F. Overall, Summerville has a cost of living index of 101 versus the US average of 100, meaning it is 1% more expensive.

🏠 Housing

Median Home Value
$295,700
3% below avg
Zillow Home Value
$378,031
Zillow ZHVI
Median Rent
$1,414/mo
8% above avg
Zillow Rent
$1,818/mo
Zillow ZORI
Price-to-Rent Ratio
17.4x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$807
1 BR
$841
2 BR
$1,028
3 BR
$1,294
4 BR
$1,567
Owner-occupied 68.0%
Renter-occupied 32.0%

💰 Estimated Monthly Budget

Rent median rent
$1,414
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,028/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.0 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.2%

Commute Mode

Drove alone
82.8%
Carpooled
6.7%
Public transit
0.1%
Walked
0.9%
Bicycle
0.0%
Work from home
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.4%
Total Sales Tax 7.5%
State rate 6.0%
Avg local rate 1.5%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$78,621
5% above avg
Per Capita Income
$39,271
Unemployment Rate
5.0%
3% above avg
Poverty Rate
10.3%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 20.1%
Graduate degree 11.6%

👥 Demographics

Median Age 38.1
Male median age 36.9
Female median age 38.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.6°F
Avg Low
56.4°F
Annual Precip
52.5"
Annual Snowfall
0.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 606470778489919085786963
Low °F 394247556370747368584742
Precip" 3.373.053.353.293.326.216.606.976.014.332.663.35
Snow" 0.20.10.00.00.00.00.00.00.00.00.00.0

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
16.3:1
Student-teacher ratio
24
Public schools
26,238
Total enrollment

Frequently Asked Questions

What is the cost of living in Summerville, SC?

Summerville has a cost index of 101 (100 = national average). It is 1% above the national average.

What is average rent in Summerville, SC?

The median gross rent in Summerville is $1,414 per month based on 2023 Census data.

What is the average home price in Summerville?

The median home value in Summerville is $295,700 according to Zillow and Census data.

What is the median income in Summerville?

The median household income in Summerville is $78,621 per year (2023 ACS 5-year estimates).

What is the sales tax in Summerville, SC?

The combined state and local sales tax rate in Summerville is 7.5%. The South Carolina state income tax top rate is 6.4%.

Is Summerville, SC affordable?

Summerville is near the national average in terms of cost of living, with an index of 101 (100 = US average).

What is the weather like in Summerville?

Summerville has average high temperatures of 76.6°F and average lows of 56.4°F. Annual precipitation is 52.5". Average annual snowfall is 0.3". Data from NOAA 1991–2020 Climate Normals.

Summerville at a Glance

Population
51,262
Median Income
$78,621
Home Value
$295,700
Median Rent
$1,414/mo
Unemployment
5.0%
Avg High Temp
76.6°F
Sales Tax
7.5%
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Explore county-level cost of living data

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