Cost of Living in Yankton, SD

Population 15,501 · South Dakota · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Yankton can reasonably expect a home to cost less than three years of household income — $202,000 against $69,071 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 2.1% points to a labor market well on the tight side of the national distribution.

Geographically, Yankton is about 55 miles southwest of Sioux Falls, the nearest large metro. Median home values run roughly 25% lower than Sioux Falls' $271,000.

Cost Overview

Housing 66
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Yankton

The median home value in Yankton is $202,300 — 34% below the national median of $305,000. Median rent runs $780/month, 41% lower than the national median of $1,314/month. The median household income of $69,071/year is 7% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. South Dakota charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 60.0°F and lows of 37.3°F, with about 38.1" of annual snowfall. Overall, Yankton has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$202,300
34% below avg
Zillow Home Value
$272,102
Zillow ZHVI
Median Rent
$780/mo
41% below avg
Price-to-Rent Ratio
21.6x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$598
1 BR
$702
2 BR
$872
3 BR
$1,213
4 BR
$1,391
Owner-occupied 66.6%
Renter-occupied 33.4%

💰 Estimated Monthly Budget

Rent median rent
$780
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,394/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
13.6 min
50% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.5%

Commute Mode

Drove alone
81.8%
Carpooled
6.9%
Public transit
1.7%
Walked
4.6%
Bicycle
0.2%
Work from home
4.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 6.1%
State rate 4.2%
Avg local rate 1.9%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$69,071
7% below avg
Per Capita Income
$40,677
Unemployment Rate
2.1%
57% below avg
Poverty Rate
10.9%
Labor Force Participation
60.6%

🎓 Education

Bachelor's degree+ 19.6%
Graduate degree 10.6%

👥 Demographics

Median Age 41.8
Male median age 39.8
Female median age 43.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.0°F
Avg Low
37.3°F
Annual Precip
28.7"
Annual Snowfall
38.1"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303547607282878578634734
Low °F 101425354859646252392515
Precip" 0.650.911.603.363.684.033.463.262.852.561.271.03
Snow" 6.78.54.73.70.20.00.00.00.00.85.97.6

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
17.3:1
Student-teacher ratio
6
Public schools
2,932
Total enrollment

Frequently Asked Questions

What is the cost of living in Yankton, SD?

Yankton has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Yankton, SD?

The median gross rent in Yankton is $780 per month based on 2023 Census data.

What is the average home price in Yankton?

The median home value in Yankton is $202,300 according to Zillow and Census data.

What is the median income in Yankton?

The median household income in Yankton is $69,071 per year (2023 ACS 5-year estimates).

What is the sales tax in Yankton, SD?

The combined state and local sales tax rate in Yankton is 6.1%. South Dakota has no state income tax.

Is Yankton, SD affordable?

Yes, Yankton is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

What is the weather like in Yankton?

Yankton has average high temperatures of 60.0°F and average lows of 37.3°F. Annual precipitation is 28.7". Average annual snowfall is 38.1". Data from NOAA 1991–2020 Climate Normals.

Yankton at a Glance

Population
15,501
Median Income
$69,071
Home Value
$202,300
Median Rent
$780/mo
Unemployment
2.1%
Avg High Temp
60.0°F
Sales Tax
6.1%
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