Cost of Living in Gallatin, TN
Population 46,667 · Tennessee · Data vintage 2023
(100 = US avg)
The Gallatin cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $344,000, rents near $1,299 a month.
Geographically, Gallatin sits roughly 25 miles northeast of Nashville-Davidson. Median home values run roughly 10% lower than Nashville-Davidson's $383,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Gallatin
The median home value in Gallatin is $343,700 — 13% above the national median of $305,000. Median rent runs $1,299/month, 1% lower than the national median of $1,314/month. The median household income of $73,589/year is 1% lower than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.6°F and lows of 50.1°F, with about 4.7" of annual snowfall. Overall, Gallatin has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 49 | 54 | 63 | 73 | 80 | 88 | 91 | 90 | 84 | 74 | 61 | 52 |
| Low °F | 30 | 33 | 40 | 49 | 58 | 66 | 71 | 69 | 62 | 50 | 39 | 33 |
| Precip" | 4.02 | 4.47 | 4.52 | 4.72 | 5.02 | 4.36 | 4.16 | 3.79 | 3.80 | 3.36 | 3.86 | 4.43 |
| Snow" | 2.0 | 1.5 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.4 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Gallatin, TN?
Gallatin has a cost index of 107 (100 = national average). It is 7% above the national average.
What is average rent in Gallatin, TN?
The median gross rent in Gallatin is $1,299 per month based on 2023 Census data.
What is the average home price in Gallatin?
The median home value in Gallatin is $343,700 according to Zillow and Census data.
What is the median income in Gallatin?
The median household income in Gallatin is $73,589 per year (2023 ACS 5-year estimates).
What is the sales tax in Gallatin, TN?
The combined state and local sales tax rate in Gallatin is 9.6%. Tennessee has no state income tax.
Is Gallatin, TN affordable?
Gallatin is near the national average in terms of cost of living, with an index of 107 (100 = US average).
What is the weather like in Gallatin?
Gallatin has average high temperatures of 71.6°F and average lows of 50.1°F. Annual precipitation is 50.5". Average annual snowfall is 4.7". Data from NOAA 1991–2020 Climate Normals.
Gallatin at a Glance
- Population
- 46,667
- Median Income
- $73,589
- Home Value
- $343,700
- Median Rent
- $1,299/mo
- Unemployment
- 3.3%
- Avg High Temp
- 71.6°F
- Sales Tax
- 9.6%
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Tennessee Rankings
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