Cost of Living in La Vergne, TN

Population 38,944 · Tennessee · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

La Vergne lands reasonably close to national benchmarks on most cost indicators, with a median home value of $274,000 — 10% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Tennessee. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Located 14 miles northwest of Murfreesboro, La Vergne falls within that metro's commuting orbit. Median home values run roughly 25% lower than Murfreesboro's $365,000.

Cost Overview

Housing 90
Rent 130

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in La Vergne

The median home value in La Vergne is $273,700 — 10% below the national median of $305,000. Median rent runs $1,714/month, 30% higher than the national median of $1,314/month. The median household income of $80,418/year is 8% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.6°F and lows of 50.1°F, with about 4.7" of annual snowfall. Overall, La Vergne has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$273,700
10% below avg
Zillow Home Value
$348,579
Zillow ZHVI
Median Rent
$1,714/mo
30% above avg
Zillow Rent
$1,992/mo
Zillow ZORI
Price-to-Rent Ratio
13.3x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 70.6%
Renter-occupied 29.4%

💰 Estimated Monthly Budget

Rent median rent
$1,714
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,328/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.9 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.5%

Commute Mode

Drove alone
73.0%
Carpooled
14.2%
Public transit
0.5%
Walked
0.0%
Work from home
11.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$80,418
8% above avg
Per Capita Income
$31,573
Unemployment Rate
2.5%
48% below avg
Poverty Rate
11.4%
Labor Force Participation
73.6%

🎓 Education

Bachelor's degree+ 17.0%
Graduate degree 6.7%

👥 Demographics

Median Age 32.3
Male median age 31.8
Female median age 33

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.6°F
Avg Low
50.1°F
Annual Precip
50.5"
Annual Snowfall
4.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495463738088919084746152
Low °F 303340495866716962503933
Precip" 4.024.474.524.725.024.364.163.793.803.363.864.43
Snow" 2.01.50.70.00.00.00.00.00.00.00.10.4

Frequently Asked Questions

What is the cost of living in La Vergne, TN?

La Vergne has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in La Vergne, TN?

The median gross rent in La Vergne is $1,714 per month based on 2023 Census data.

What is the average home price in La Vergne?

The median home value in La Vergne is $273,700 according to Zillow and Census data.

What is the median income in La Vergne?

The median household income in La Vergne is $80,418 per year (2023 ACS 5-year estimates).

What is the sales tax in La Vergne, TN?

The combined state and local sales tax rate in La Vergne is 9.6%. Tennessee has no state income tax.

Is La Vergne, TN affordable?

La Vergne is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in La Vergne?

La Vergne has average high temperatures of 71.6°F and average lows of 50.1°F. Annual precipitation is 50.5". Average annual snowfall is 4.7". Data from NOAA 1991–2020 Climate Normals.

La Vergne at a Glance

Population
38,944
Median Income
$80,418
Home Value
$273,700
Median Rent
$1,714/mo
Unemployment
2.5%
Avg High Temp
71.6°F
Sales Tax
9.6%
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