Cost of Living in Morristown, TN

Population 30,983 · Tennessee · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Morristown run well below national norms — a median of $44,811 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $156,000). At 7.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Morristown is about 40 miles east of Knoxville, the nearest large metro. Median home values run roughly 27% lower than Knoxville's $214,000.

Cost Overview

Housing 51
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Morristown

The median home value in Morristown is $155,700 — 49% below the national median of $305,000. Median rent runs $855/month, 35% lower than the national median of $1,314/month. The median household income of $44,811/year is 40% lower than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 70.0°F and lows of 49.1°F, with about 4.6" of annual snowfall. Overall, Morristown has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$155,700
49% below avg
Zillow Home Value
$263,589
Zillow ZHVI
Median Rent
$855/mo
35% below avg
Zillow Rent
$1,406/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 53.3%
Renter-occupied 46.7%

💰 Estimated Monthly Budget

Rent median rent
$855
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,469/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.0%

Commute Mode

Drove alone
86.9%
Carpooled
6.8%
Walked
1.5%
Bicycle
0.6%
Work from home
2.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$44,811
40% below avg
Per Capita Income
$26,785
Unemployment Rate
7.8%
61% above avg
Poverty Rate
25.4%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 8.7%
Graduate degree 6.0%

👥 Demographics

Median Age 37.5
Male median age 36.4
Female median age 39.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
70.0°F
Avg Low
49.1°F
Annual Precip
51.9"
Annual Snowfall
4.6"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485361717986888883726051
Low °F 303340485765696861493833
Precip" 4.764.814.894.714.134.245.253.633.492.814.215.00
Snow" 1.71.40.90.00.00.00.00.00.00.00.10.5

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
15.8:1
Student-teacher ratio
18
Public schools
10,511
Total enrollment

Frequently Asked Questions

What is the cost of living in Morristown, TN?

Morristown has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Morristown, TN?

The median gross rent in Morristown is $855 per month based on 2023 Census data.

What is the average home price in Morristown?

The median home value in Morristown is $155,700 according to Zillow and Census data.

What is the median income in Morristown?

The median household income in Morristown is $44,811 per year (2023 ACS 5-year estimates).

What is the sales tax in Morristown, TN?

The combined state and local sales tax rate in Morristown is 9.6%. Tennessee has no state income tax.

Is Morristown, TN affordable?

Yes, Morristown is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Morristown?

Morristown has average high temperatures of 70.0°F and average lows of 49.1°F. Annual precipitation is 51.9". Average annual snowfall is 4.6". Data from NOAA 1991–2020 Climate Normals.

Morristown at a Glance

Population
30,983
Median Income
$44,811
Home Value
$155,700
Median Rent
$855/mo
Unemployment
7.8%
Avg High Temp
70.0°F
Sales Tax
9.6%
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