Cost of Living in Somerville, TN
Population 3,439 · Tennessee · Data vintage 2023
(100 = US avg)
Household incomes in Somerville run well below national norms — a median of $31,063 versus the $74,580 US figure. Housing costs and rents do not fully compensate for the earnings difference. A poverty rate near 32% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Geographically, Somerville is about 35 miles east of Memphis, the nearest large metro. Median home values run roughly 92% higher than Memphis' $157,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Somerville
The median home value in Somerville is $301,400 — 1% below the national median of $305,000. Median rent runs $645/month, 51% lower than the national median of $1,314/month. The median household income of $31,063/year is 58% lower than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.3°F and lows of 47.9°F. Overall, Somerville has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.
Somerville has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 50 | 55 | 64 | 73 | 80 | 86 | 89 | 89 | 83 | 73 | 62 | 53 |
| Low °F | 29 | 32 | 39 | 47 | 56 | 64 | 67 | 66 | 59 | 47 | 37 | 32 |
| Precip" | 4.17 | 5.18 | 5.18 | 5.85 | 5.45 | 4.59 | 4.30 | 2.67 | 3.60 | 4.47 | 4.38 | 5.64 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Somerville, TN?
Somerville has a cost index of 79 (100 = national average). It is 21% below the national average.
What is average rent in Somerville, TN?
The median gross rent in Somerville is $645 per month based on 2023 Census data.
What is the average home price in Somerville?
The median home value in Somerville is $301,400 according to Zillow and Census data.
What is the median income in Somerville?
The median household income in Somerville is $31,063 per year (2023 ACS 5-year estimates).
What is the sales tax in Somerville, TN?
The combined state and local sales tax rate in Somerville is 9.6%. Tennessee has no state income tax.
Is Somerville, TN affordable?
Yes, Somerville is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.
What is the weather like in Somerville?
Somerville has average high temperatures of 71.3°F and average lows of 47.9°F. Annual precipitation is 55.5". Data from NOAA 1991–2020 Climate Normals.
Somerville at a Glance
- Population
- 3,439
- Median Income
- $31,063
- Home Value
- $301,400
- Median Rent
- $645/mo
- Unemployment
- 1.8%
- Avg High Temp
- 71.3°F
- Sales Tax
- 9.6%
Nearby Cities
Explore county-level cost of living data
Tennessee Rankings
Similar Cost Cities
Cities in other states with comparable housing costs