Cost of Living in Spurgeon, TN
Population 3,749 · Tennessee · Data vintage 2023
(100 = US avg)
Buyers in Spurgeon can reasonably expect a home to cost less than three years of household income — $198,000 against $66,091 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 0.8% points to a labor market well on the tight side of the national distribution.
Geographically, Spurgeon lies roughly 90 miles east of the nearest major metro, Knoxville. Median home values run roughly 8% lower than Knoxville's $214,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Spurgeon
The median home value in Spurgeon is $197,500 — 35% below the national median of $305,000. Median rent runs $796/month, 39% lower than the national median of $1,314/month. The median household income of $66,091/year is 11% lower than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 68.2°F and lows of 44.9°F, with about 9.2" of annual snowfall. Overall, Spurgeon has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.
Spurgeon has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 47 | 51 | 59 | 69 | 77 | 84 | 86 | 86 | 81 | 70 | 59 | 50 |
| Low °F | 26 | 29 | 35 | 43 | 52 | 61 | 65 | 63 | 56 | 44 | 34 | 29 |
| Precip" | 3.65 | 3.81 | 3.96 | 3.79 | 3.82 | 3.92 | 5.00 | 3.76 | 2.84 | 2.52 | 3.14 | 3.76 |
| Snow" | 3.0 | 3.0 | 1.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 1.7 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Spurgeon, TN?
Spurgeon has a cost index of 63 (100 = national average). It is 37% below the national average.
What is average rent in Spurgeon, TN?
The median gross rent in Spurgeon is $796 per month based on 2023 Census data.
What is the average home price in Spurgeon?
The median home value in Spurgeon is $197,500 according to 2023 Census ACS data.
What is the median income in Spurgeon?
The median household income in Spurgeon is $66,091 per year (2023 ACS 5-year estimates).
What is the sales tax in Spurgeon, TN?
The combined state and local sales tax rate in Spurgeon is 9.6%. Tennessee has no state income tax.
Is Spurgeon, TN affordable?
Yes, Spurgeon is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.
What is the weather like in Spurgeon?
Spurgeon has average high temperatures of 68.2°F and average lows of 44.9°F. Annual precipitation is 44". Average annual snowfall is 9.2". Data from NOAA 1991–2020 Climate Normals.
Spurgeon at a Glance
- Population
- 3,749
- Median Income
- $66,091
- Home Value
- $197,500
- Median Rent
- $796/mo
- Unemployment
- 0.8%
- Avg High Temp
- 68.2°F
- Sales Tax
- 9.6%
Nearby Cities
Explore county-level cost of living data
Tennessee Rankings
Similar Cost Cities
Cities in other states with comparable housing costs