Cost of Living in Bedford, TX

Population 49,191 · Texas · Data vintage 2023

107
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Bedford's cost indicators track within a reasonable band of national figures, with median household incomes near $81,393 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Geographically, Bedford sits roughly 10 miles west of Irving. Median home values run roughly 12% higher than Irving's $287,000.

Cost Overview

Housing 106
Rent 109

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bedford

The median home value in Bedford is $322,300 — 6% above the national median of $305,000. Median rent runs $1,429/month, 9% higher than the national median of $1,314/month. The median household income of $81,393/year is 9% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.7°F and lows of 56.5°F, with about 1.6" of annual snowfall. Overall, Bedford has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.

🏠 Housing

Median Home Value
$322,300
6% above avg
Zillow Home Value
$369,765
Zillow ZHVI
Median Rent
$1,429/mo
9% above avg
Zillow Rent
$1,442/mo
Zillow ZORI
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 51.5%
Renter-occupied 48.5%

💰 Estimated Monthly Budget

Rent median rent
$1,429
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,043/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.8 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.3%

Commute Mode

Drove alone
74.5%
Carpooled
7.4%
Public transit
0.4%
Walked
0.1%
Bicycle
0.2%
Work from home
16.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$81,393
9% above avg
Per Capita Income
$43,943
Unemployment Rate
4.8%
1% below avg
Poverty Rate
7.2%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 28.2%
Graduate degree 12.7%

👥 Demographics

Median Age 37.9
Male median age 37.1
Female median age 39.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.7°F
Avg Low
56.5°F
Annual Precip
37"
Annual Snowfall
1.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576169768492969689786758
Low °F 364048556572767669574638
Precip" 2.532.763.303.224.783.702.082.182.724.372.532.84
Snow" 0.11.00.30.00.00.00.00.00.00.00.00.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
27.1%
Good air days/yr
172
Max AQI recorded
239
PM2.5 days
122
Ozone days

Frequently Asked Questions

What is the cost of living in Bedford, TX?

Bedford has a cost index of 107 (100 = national average). It is 7% above the national average.

What is average rent in Bedford, TX?

The median gross rent in Bedford is $1,429 per month based on 2023 Census data.

What is the average home price in Bedford?

The median home value in Bedford is $322,300 according to Zillow and Census data.

What is the median income in Bedford?

The median household income in Bedford is $81,393 per year (2023 ACS 5-year estimates).

What is the sales tax in Bedford, TX?

The combined state and local sales tax rate in Bedford is 8.2%. Texas has no state income tax.

Is Bedford, TX affordable?

Bedford is near the national average in terms of cost of living, with an index of 107 (100 = US average).

What is the weather like in Bedford?

Bedford has average high temperatures of 76.7°F and average lows of 56.5°F. Annual precipitation is 37". Average annual snowfall is 1.6". Data from NOAA 1991–2020 Climate Normals.

Bedford at a Glance

Population
49,191
Median Income
$81,393
Home Value
$322,300
Median Rent
$1,429/mo
Unemployment
4.8%
Avg High Temp
76.7°F
Sales Tax
8.2%
View all cities in Texas →
🗺️ County data for Texas

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs