Cost of Living in Breckenridge, TX
Population 5,182 · Texas · Data vintage 2023
(100 = US avg)
Breckenridge's median household income of $46,989 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (18% here). At 9.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Breckenridge is about 50 miles east of Abilene, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 57% lower than Abilene's $179,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Breckenridge
The median home value in Breckenridge is $76,400 — 75% below the national median of $305,000. Median rent runs $775/month, 41% lower than the national median of $1,314/month. The median household income of $46,989/year is 37% lower than the US median of $74,580. The local unemployment rate is 9.8%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.5°F and lows of 52.8°F. Overall, Breckenridge has a cost of living index of 39 versus the US average of 100, meaning it is 61% less expensive.
Breckenridge has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 58 | 62 | 71 | 78 | 85 | 92 | 96 | 96 | 89 | 79 | 67 | 59 |
| Low °F | 33 | 37 | 45 | 52 | 61 | 68 | 71 | 71 | 64 | 53 | 43 | 34 |
| Precip" | 1.59 | 2.19 | 2.98 | 2.63 | 4.00 | 3.55 | 2.13 | 2.49 | 2.66 | 3.28 | 2.41 | 1.89 |
Frequently Asked Questions
What is the cost of living in Breckenridge, TX?
Breckenridge has a cost index of 39 (100 = national average). It is 61% below the national average.
What is average rent in Breckenridge, TX?
The median gross rent in Breckenridge is $775 per month based on 2023 Census data.
What is the average home price in Breckenridge?
The median home value in Breckenridge is $76,400 according to Zillow and Census data.
What is the median income in Breckenridge?
The median household income in Breckenridge is $46,989 per year (2023 ACS 5-year estimates).
What is the sales tax in Breckenridge, TX?
The combined state and local sales tax rate in Breckenridge is 8.2%. Texas has no state income tax.
Is Breckenridge, TX affordable?
Yes, Breckenridge is generally considered affordable, with a cost of living index of 39 — about 61% below the US national average of 100.
What is the weather like in Breckenridge?
Breckenridge has average high temperatures of 77.5°F and average lows of 52.8°F. Annual precipitation is 31.8". Data from NOAA 1991–2020 Climate Normals.
Breckenridge at a Glance
- Population
- 5,182
- Median Income
- $46,989
- Home Value
- $76,400
- Median Rent
- $775/mo
- Unemployment
- 9.8%
- Avg High Temp
- 77.5°F
- Sales Tax
- 8.2%
Explore county-level cost of living data
Texas Rankings
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