Cost of Living in Cloverleaf, TX

Population 24,630 · Texas · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cloverleaf sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 8.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cloverleaf sits roughly 9 miles north of Pasadena — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% lower than Pasadena's $194,000.

Cost Overview

Housing 54
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cloverleaf

The median home value in Cloverleaf is $164,900 — 46% below the national median of $305,000. Median rent runs $1,090/month, 17% lower than the national median of $1,314/month. The median household income of $56,371/year is 24% lower than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 79.8°F and lows of 62.5°F. Overall, Cloverleaf has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$164,900
46% below avg
Median Rent
$1,090/mo
17% below avg
Price-to-Rent Ratio
12.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 62.8%
Renter-occupied 37.2%

💰 Estimated Monthly Budget

Rent median rent
$1,090
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,704/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.4 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
73.6%
Carpooled
19.0%
Public transit
1.0%
Walked
1.7%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$56,371
24% below avg
Per Capita Income
$20,175
Unemployment Rate
8.1%
68% above avg
Poverty Rate
21.7%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 8.2%
Graduate degree 1.7%

👥 Demographics

Median Age 29.7
Male median age 30.1
Female median age 28.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
79.8°F
Avg Low
62.5°F
Annual Precip
55.6"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 646873798691939489827366
Low °F 465056626975777773645448
Precip" 4.092.853.284.085.426.094.595.445.765.783.904.34

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 64 — Moderate
12.1%
Good air days/yr
205
Max AQI recorded
239
PM2.5 days
102
Ozone days

Frequently Asked Questions

What is the cost of living in Cloverleaf, TX?

Cloverleaf has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Cloverleaf, TX?

The median gross rent in Cloverleaf is $1,090 per month based on 2023 Census data.

What is the average home price in Cloverleaf?

The median home value in Cloverleaf is $164,900 according to 2023 Census ACS data.

What is the median income in Cloverleaf?

The median household income in Cloverleaf is $56,371 per year (2023 ACS 5-year estimates).

What is the sales tax in Cloverleaf, TX?

The combined state and local sales tax rate in Cloverleaf is 8.2%. Texas has no state income tax.

Is Cloverleaf, TX affordable?

Yes, Cloverleaf is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in Cloverleaf?

Cloverleaf has average high temperatures of 79.8°F and average lows of 62.5°F. Annual precipitation is 55.6". Data from NOAA 1991–2020 Climate Normals.

Cloverleaf at a Glance

Population
24,630
Median Income
$56,371
Home Value
$164,900
Median Rent
$1,090/mo
Unemployment
8.1%
Avg High Temp
79.8°F
Sales Tax
8.2%
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