Cost of Living in Farmersville, TX

Population 3,851 · Texas · Data vintage 2023

100
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Farmersville's median household income of $47,016 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (13% here). Rent burden runs high: typical rents of $1,503/month consume roughly 38% of median household income, past the 30% threshold most affordability frameworks flag as strained.

Farmersville sits roughly 20 miles east of McKinney — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 38% lower than McKinney's $440,000.

Cost Overview

Housing 90
Rent 114

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Farmersville

The median home value in Farmersville is $273,600 — 10% below the national median of $305,000. Median rent runs $1,503/month, 14% higher than the national median of $1,314/month. The median household income of $47,016/year is 37% lower than the US median of $74,580. The local unemployment rate is 7.9%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 75.9°F and lows of 54.1°F. Overall, Farmersville has a cost of living index of 100 versus the US average of 100, meaning it is on par with the national average.

🏠 Housing

Median Home Value
$273,600
10% below avg
Zillow Home Value
$192,670
Zillow ZHVI
Median Rent
$1,503/mo
14% above avg
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 72.3%
Renter-occupied 27.7%

💰 Estimated Monthly Budget

Rent median rent
$1,503
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,117/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.8 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
64.9%
Carpooled
22.6%
Walked
2.5%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$47,016
37% below avg
Per Capita Income
$32,572
Unemployment Rate
7.9%
64% above avg
Poverty Rate
12.9%
Labor Force Participation
55.3%

🎓 Education

Bachelor's degree+ 6.7%
Graduate degree 2.3%

👥 Demographics

Median Age 38.2
Male median age 32
Female median age 41.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
75.9°F
Avg Low
54.1°F
Annual Precip
38.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391959688786657
Low °F 343846536270747366544436
Precip" 2.702.573.513.584.773.581.961.732.814.413.193.49

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
87.5%
Good air days/yr
119
Max AQI recorded
0
PM2.5 days
348
Ozone days

Frequently Asked Questions

What is the cost of living in Farmersville, TX?

Farmersville has a cost index of 100 (100 = national average). It is near the national average.

What is average rent in Farmersville, TX?

The median gross rent in Farmersville is $1,503 per month based on 2023 Census data.

What is the average home price in Farmersville?

The median home value in Farmersville is $273,600 according to Zillow and Census data.

What is the median income in Farmersville?

The median household income in Farmersville is $47,016 per year (2023 ACS 5-year estimates).

What is the sales tax in Farmersville, TX?

The combined state and local sales tax rate in Farmersville is 8.2%. Texas has no state income tax.

Is Farmersville, TX affordable?

Farmersville is near the national average in terms of cost of living, with an index of 100 (100 = US average).

What is the weather like in Farmersville?

Farmersville has average high temperatures of 75.9°F and average lows of 54.1°F. Annual precipitation is 38.3". Data from NOAA 1991–2020 Climate Normals.

Farmersville at a Glance

Population
3,851
Median Income
$47,016
Home Value
$273,600
Median Rent
$1,503/mo
Unemployment
7.9%
Avg High Temp
75.9°F
Sales Tax
8.2%
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