Cost of Living in Galveston, TX

Population 53,348 · Texas · Data vintage 2023

97
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Galveston's cost indicators track within a reasonable band of national figures, with median household incomes near $57,216 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 25 miles southeast of League City, Galveston falls within that metro's commuting orbit. Median home values run roughly 12% lower than League City's $334,000.

Cost Overview

Housing 96
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Galveston

The median home value in Galveston is $294,300 — 4% below the national median of $305,000. Median rent runs $1,278/month, 3% lower than the national median of $1,314/month. The median household income of $57,216/year is 23% lower than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.8°F and lows of 65.8°F. Overall, Galveston has a cost of living index of 97 versus the US average of 100, meaning it is 3% less expensive.

🏠 Housing

Median Home Value
$294,300
4% below avg
Zillow Home Value
$313,856
Zillow ZHVI
Median Rent
$1,278/mo
3% below avg
Zillow Rent
$1,354/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 46.7%
Renter-occupied 53.3%

💰 Estimated Monthly Budget

Rent median rent
$1,278
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,892/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.0 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.3%

Commute Mode

Drove alone
69.5%
Carpooled
8.6%
Public transit
0.4%
Walked
5.8%
Bicycle
2.0%
Work from home
11.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$57,216
23% below avg
Per Capita Income
$39,883
Unemployment Rate
6.7%
40% above avg
Poverty Rate
19.9%
Labor Force Participation
57.5%

🎓 Education

Bachelor's degree+ 20.3%
Graduate degree 13.4%

👥 Demographics

Median Age 40
Male median age 39.8
Female median age 40.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.8°F
Avg Low
65.8°F
Annual Precip
47.2"
Annual Snowfall
0.1"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636672788490919289827266
Low °F 495258657278808076695952
Precip" 4.302.143.022.063.044.233.414.716.655.154.284.23
Snow" 0.00.00.00.00.00.00.00.00.00.00.00.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
48.9%
Good air days/yr
159
Max AQI recorded
187
PM2.5 days
170
Ozone days

Frequently Asked Questions

What is the cost of living in Galveston, TX?

Galveston has a cost index of 97 (100 = national average). It is 3% below the national average.

What is average rent in Galveston, TX?

The median gross rent in Galveston is $1,278 per month based on 2023 Census data.

What is the average home price in Galveston?

The median home value in Galveston is $294,300 according to Zillow and Census data.

What is the median income in Galveston?

The median household income in Galveston is $57,216 per year (2023 ACS 5-year estimates).

What is the sales tax in Galveston, TX?

The combined state and local sales tax rate in Galveston is 8.2%. Texas has no state income tax.

Is Galveston, TX affordable?

Galveston is near the national average in terms of cost of living, with an index of 97 (100 = US average).

What is the weather like in Galveston?

Galveston has average high temperatures of 78.8°F and average lows of 65.8°F. Annual precipitation is 47.2". Average annual snowfall is 0.1". Data from NOAA 1991–2020 Climate Normals.

Galveston at a Glance

Population
53,348
Median Income
$57,216
Home Value
$294,300
Median Rent
$1,278/mo
Unemployment
6.7%
Avg High Temp
78.8°F
Sales Tax
8.2%
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