Cost of Living in Hutchins, TX

Population 5,713 · Texas · Data vintage 2023

60
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hutchins's median household income of $45,250 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (28% here). Rental affordability is stretched — $1,370/month works out to about 36% of median household income, above the 30% "cost-burdened" line.

Geographically, Hutchins sits roughly 11 miles south of Dallas. Median home values run roughly 68% lower than Dallas' $295,000.

Cost Overview

Housing 31
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hutchins

The median home value in Hutchins is $95,500 — 69% below the national median of $305,000. Median rent runs $1,370/month, 4% higher than the national median of $1,314/month. The median household income of $45,250/year is 39% lower than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.1°F and lows of 56.8°F. Overall, Hutchins has a cost of living index of 60 versus the US average of 100, meaning it is 40% less expensive.

🏠 Housing

Median Home Value
$95,500
69% below avg
Zillow Home Value
$389,773
Zillow ZHVI
Median Rent
$1,370/mo
4% above avg
Price-to-Rent Ratio
5.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 50.0%
Renter-occupied 50.0%

💰 Estimated Monthly Budget

Rent median rent
$1,370
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,984/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.0 min
44% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.8%

Commute Mode

Drove alone
79.9%
Carpooled
17.1%
Public transit
0.2%
Work from home
2.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$45,250
39% below avg
Per Capita Income
$16,418
Unemployment Rate
2.4%
50% below avg
Poverty Rate
28.4%
Labor Force Participation
48.6%

🎓 Education

Bachelor's degree+ 3.8%
Graduate degree 2.3%

👥 Demographics

Median Age 29.8
Male median age 30.3
Female median age 29.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.1°F
Avg Low
56.8°F
Annual Precip
37.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576269768491969689796759
Low °F 384148556472757568584739
Precip" 2.552.573.573.704.343.871.911.802.954.542.783.08

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
33.4%
Good air days/yr
172
Max AQI recorded
233
PM2.5 days
124
Ozone days

Frequently Asked Questions

What is the cost of living in Hutchins, TX?

Hutchins has a cost index of 60 (100 = national average). It is 40% below the national average.

What is average rent in Hutchins, TX?

The median gross rent in Hutchins is $1,370 per month based on 2023 Census data.

What is the average home price in Hutchins?

The median home value in Hutchins is $95,500 according to Zillow and Census data.

What is the median income in Hutchins?

The median household income in Hutchins is $45,250 per year (2023 ACS 5-year estimates).

What is the sales tax in Hutchins, TX?

The combined state and local sales tax rate in Hutchins is 8.2%. Texas has no state income tax.

Is Hutchins, TX affordable?

Yes, Hutchins is generally considered affordable, with a cost of living index of 60 — about 40% below the US national average of 100.

What is the weather like in Hutchins?

Hutchins has average high temperatures of 77.1°F and average lows of 56.8°F. Annual precipitation is 37.7". Data from NOAA 1991–2020 Climate Normals.

Hutchins at a Glance

Population
5,713
Median Income
$45,250
Home Value
$95,500
Median Rent
$1,370/mo
Unemployment
2.4%
Avg High Temp
77.1°F
Sales Tax
8.2%
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Explore county-level cost of living data

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