Cost of Living in Marlin, TX

Population 5,500 · Texas · Data vintage 2023

32
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $38,000, median household incomes in Marlin land roughly 49% below the US median, a gap that tends to persist across local labor-market indicators. Unemployment has stayed elevated relative to the national figure — 13.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Marlin is about 25 miles southeast of Waco, the nearest large metro. Median home values run roughly 75% lower than Waco's $200,000.

Cost Overview

Housing 16
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Marlin

The median home value in Marlin is $49,800 — 84% below the national median of $305,000. Median rent runs $739/month, 44% lower than the national median of $1,314/month. The median household income of $38,000/year is 49% lower than the US median of $74,580. The local unemployment rate is 13.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 55.6°F. Overall, Marlin has a cost of living index of 32 versus the US average of 100, meaning it is 68% less expensive.

🏠 Housing

Median Home Value
$49,800
84% below avg
Zillow Home Value
$294,395
Zillow ZHVI
Median Rent
$739/mo
44% below avg
Price-to-Rent Ratio
5.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 72.9%
Renter-occupied 27.1%

💰 Estimated Monthly Budget

Rent median rent
$739
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,353/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.5 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.4%

Commute Mode

Drove alone
69.5%
Carpooled
8.6%
Walked
2.5%
Work from home
19.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$38,000
49% below avg
Per Capita Income
$19,447
Unemployment Rate
13.3%
176% above avg
Poverty Rate
18.2%
Labor Force Participation
52.9%

🎓 Education

Bachelor's degree+ 7.0%
Graduate degree 4.4%

👥 Demographics

Median Age 36.8
Male median age 31.5
Female median age 40.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
55.6°F
Annual Precip
36.4"
Annual Snowfall
0.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596370788593979791816960
Low °F 364047556371747467564638
Precip" 2.592.683.313.304.443.351.822.052.874.412.712.87
Snow" 0.00.40.10.10.00.00.00.00.00.00.10.0

Frequently Asked Questions

What is the cost of living in Marlin, TX?

Marlin has a cost index of 32 (100 = national average). It is 68% below the national average.

What is average rent in Marlin, TX?

The median gross rent in Marlin is $739 per month based on 2023 Census data.

What is the average home price in Marlin?

The median home value in Marlin is $49,800 according to Zillow and Census data.

What is the median income in Marlin?

The median household income in Marlin is $38,000 per year (2023 ACS 5-year estimates).

What is the sales tax in Marlin, TX?

The combined state and local sales tax rate in Marlin is 8.2%. Texas has no state income tax.

Is Marlin, TX affordable?

Yes, Marlin is generally considered affordable, with a cost of living index of 32 — about 68% below the US national average of 100.

What is the weather like in Marlin?

Marlin has average high temperatures of 78.6°F and average lows of 55.6°F. Annual precipitation is 36.4". Average annual snowfall is 0.7". Data from NOAA 1991–2020 Climate Normals.

Marlin at a Glance

Population
5,500
Median Income
$38,000
Home Value
$49,800
Median Rent
$739/mo
Unemployment
13.3%
Avg High Temp
78.6°F
Sales Tax
8.2%
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