Cost of Living in Nacogdoches, TX

Population 32,104 · Texas · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $38,855, median household incomes in Nacogdoches land roughly 48% below the US median, a gap that tends to persist across local labor-market indicators. Around 31% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Nacogdoches is about 60 miles southeast of Tyler, the nearest large metro. Median home values run roughly 20% lower than Tyler's $216,000.

Cost Overview

Housing 57
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Nacogdoches

The median home value in Nacogdoches is $173,200 — 43% below the national median of $305,000. Median rent runs $921/month, 30% lower than the national median of $1,314/month. The median household income of $38,855/year is 48% lower than the US median of $74,580. The local unemployment rate is 8.8%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.8°F and lows of 55.1°F. Overall, Nacogdoches has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$173,200
43% below avg
Zillow Home Value
$212,518
Zillow ZHVI
Median Rent
$921/mo
30% below avg
Zillow Rent
$1,005/mo
Zillow ZORI
Price-to-Rent Ratio
15.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 37.0%
Renter-occupied 63.0%

💰 Estimated Monthly Budget

Rent median rent
$921
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,535/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.9 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.9%

Commute Mode

Drove alone
74.1%
Carpooled
11.0%
Public transit
0.6%
Walked
6.2%
Bicycle
0.4%
Work from home
5.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$38,855
48% below avg
Per Capita Income
$24,013
Unemployment Rate
8.8%
84% above avg
Poverty Rate
30.8%
Labor Force Participation
62.7%

🎓 Education

Bachelor's degree+ 17.0%
Graduate degree 11.5%

👥 Demographics

Median Age 25.3
Male median age 27.1
Female median age 24.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.8°F
Avg Low
55.1°F
Annual Precip
50.3"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 606471788590939489806961
Low °F 384248546369727166554539
Precip" 4.663.884.213.694.644.223.343.753.944.734.534.68

Frequently Asked Questions

What is the cost of living in Nacogdoches, TX?

Nacogdoches has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Nacogdoches, TX?

The median gross rent in Nacogdoches is $921 per month based on 2023 Census data.

What is the average home price in Nacogdoches?

The median home value in Nacogdoches is $173,200 according to Zillow and Census data.

What is the median income in Nacogdoches?

The median household income in Nacogdoches is $38,855 per year (2023 ACS 5-year estimates).

What is the sales tax in Nacogdoches, TX?

The combined state and local sales tax rate in Nacogdoches is 8.2%. Texas has no state income tax.

Is Nacogdoches, TX affordable?

Yes, Nacogdoches is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

What is the weather like in Nacogdoches?

Nacogdoches has average high temperatures of 77.8°F and average lows of 55.1°F. Annual precipitation is 50.3". Data from NOAA 1991–2020 Climate Normals.

Nacogdoches at a Glance

Population
32,104
Median Income
$38,855
Home Value
$173,200
Median Rent
$921/mo
Unemployment
8.8%
Avg High Temp
77.8°F
Sales Tax
8.2%
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Explore county-level cost of living data

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