Cost of Living in Santa Rita Ranch, TX

Population 4,055 · Texas · Data vintage 2023

190
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Santa Rita Ranch a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $465,000. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.

Santa Rita Ranch sits roughly 14 miles northwest of Round Rock — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 21% higher than Round Rock's $384,000.

Cost Overview

Housing 152
Rent 246

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Santa Rita Ranch

The median home value in Santa Rita Ranch is $464,800 — 52% above the national median of $305,000. Median rent runs $3,227/month, 146% higher than the national median of $1,314/month. The median household income of $141,250/year is 89% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.6°F and lows of 57.2°F. Overall, Santa Rita Ranch has a cost of living index of 190 versus the US average of 100, meaning it is 90% more expensive.

🏠 Housing

Median Home Value
$464,800
52% above avg
Median Rent
$3,227/mo
146% above avg
Price-to-Rent Ratio
12.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 97.0%
Renter-occupied 3.0%

💰 Estimated Monthly Budget

Rent median rent
$3,227
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,841/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.5 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
35.7%

Commute Mode

Drove alone
52.1%
Carpooled
3.4%
Public transit
1.2%
Walked
1.6%
Work from home
35.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$141,250
89% above avg
Per Capita Income
$53,635
Unemployment Rate
0.0%
100% below avg
Poverty Rate
1.1%
Labor Force Participation
69.5%

🎓 Education

Bachelor's degree+ 47.4%
Graduate degree 12.2%

👥 Demographics

Median Age 35.2
Male median age 34.8
Female median age 35.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.6°F
Avg Low
57.2°F
Annual Precip
33"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 606371788491949588796861
Low °F 404350576471737368604941
Precip" 1.852.082.672.904.022.802.012.893.193.512.852.26

Frequently Asked Questions

What is the cost of living in Santa Rita Ranch, TX?

Santa Rita Ranch has a cost index of 190 (100 = national average). It is 90% above the national average.

What is average rent in Santa Rita Ranch, TX?

The median gross rent in Santa Rita Ranch is $3,227 per month based on 2023 Census data.

What is the average home price in Santa Rita Ranch?

The median home value in Santa Rita Ranch is $464,800 according to 2023 Census ACS data.

What is the median income in Santa Rita Ranch?

The median household income in Santa Rita Ranch is $141,250 per year (2023 ACS 5-year estimates).

What is the sales tax in Santa Rita Ranch, TX?

The combined state and local sales tax rate in Santa Rita Ranch is 8.2%. Texas has no state income tax.

Is Santa Rita Ranch, TX affordable?

Santa Rita Ranch is above average in cost of living, with an index of 190 — about 90% higher than the national average.

What is the weather like in Santa Rita Ranch?

Santa Rita Ranch has average high temperatures of 77.6°F and average lows of 57.2°F. Annual precipitation is 33". Data from NOAA 1991–2020 Climate Normals.

Santa Rita Ranch at a Glance

Population
4,055
Median Income
$141,250
Home Value
$464,800
Median Rent
$3,227/mo
Unemployment
0.0%
Avg High Temp
77.6°F
Sales Tax
8.2%
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