Cost of Living in Tyler, TX

Population 107,718 · Texas · Data vintage 2023

79
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Tyler stay well under national norms: a median home value of $216,000 against median household incomes of $65,527 gives the city one of the more comfortable price-to-income ratios in Texas.

Cost Overview

Housing 71
Rent 91

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tyler

The median home value in Tyler is $216,400 — 29% below the national median of $305,000. Median rent runs $1,199/month, 9% lower than the national median of $1,314/month. The median household income of $65,527/year is 12% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.0°F and lows of 56.2°F. Overall, Tyler has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.

🏠 Housing

Median Home Value
$216,400
29% below avg
Zillow Home Value
$248,536
Zillow ZHVI
Median Rent
$1,199/mo
9% below avg
Zillow Rent
$1,289/mo
Zillow ZORI
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 55.2%
Renter-occupied 44.8%

💰 Estimated Monthly Budget

Rent median rent
$1,199
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,813/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.3%

Commute Mode

Drove alone
80.6%
Carpooled
8.5%
Public transit
0.1%
Walked
1.3%
Bicycle
0.1%
Work from home
7.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$65,527
12% below avg
Per Capita Income
$34,235
Unemployment Rate
4.7%
3% below avg
Poverty Rate
12.8%
Labor Force Participation
63.2%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 10.3%

👥 Demographics

Median Age 35.5
Male median age 33.5
Female median age 37.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.0°F
Avg Low
56.2°F
Annual Precip
42.1"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 586270778390949589796859
Low °F 374148556471747467574739
Precip" 3.393.683.723.484.074.382.102.613.074.313.264.03

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
81.3%
Good air days/yr
119
Max AQI recorded
0
PM2.5 days
361
Ozone days

Frequently Asked Questions

What is the cost of living in Tyler, TX?

Tyler has a cost index of 79 (100 = national average). It is 21% below the national average.

What is average rent in Tyler, TX?

The median gross rent in Tyler is $1,199 per month based on 2023 Census data.

What is the average home price in Tyler?

The median home value in Tyler is $216,400 according to Zillow and Census data.

What is the median income in Tyler?

The median household income in Tyler is $65,527 per year (2023 ACS 5-year estimates).

What is the sales tax in Tyler, TX?

The combined state and local sales tax rate in Tyler is 8.2%. Texas has no state income tax.

Is Tyler, TX affordable?

Yes, Tyler is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.

What is the weather like in Tyler?

Tyler has average high temperatures of 77.0°F and average lows of 56.2°F. Annual precipitation is 42.1". Data from NOAA 1991–2020 Climate Normals.

Tyler at a Glance

Population
107,718
Median Income
$65,527
Home Value
$216,400
Median Rent
$1,199/mo
Unemployment
4.7%
Avg High Temp
77.0°F
Sales Tax
8.2%
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