Cost of Living in White Settlement, TX
Population 18,119 · Texas · Data vintage 2023
(100 = US avg)
White Settlement sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.
White Settlement sits roughly 7 miles west of Fort Worth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 36% lower than Fort Worth's $277,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in White Settlement
The median home value in White Settlement is $176,500 — 42% below the national median of $305,000. Median rent runs $1,227/month, 7% lower than the national median of $1,314/month. The median household income of $56,472/year is 24% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.2°F and lows of 57.4°F. Overall, White Settlement has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 59 | 63 | 70 | 78 | 85 | 92 | 97 | 97 | 90 | 79 | 68 | 60 |
| Low °F | 37 | 41 | 49 | 56 | 65 | 73 | 77 | 76 | 70 | 58 | 48 | 40 |
| Precip" | 1.89 | 2.05 | 3.24 | 2.53 | 3.61 | 4.24 | 2.00 | 1.80 | 2.58 | 3.87 | 2.56 | 2.20 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in White Settlement, TX?
White Settlement has a cost index of 72 (100 = national average). It is 28% below the national average.
What is average rent in White Settlement, TX?
The median gross rent in White Settlement is $1,227 per month based on 2023 Census data.
What is the average home price in White Settlement?
The median home value in White Settlement is $176,500 according to Zillow and Census data.
What is the median income in White Settlement?
The median household income in White Settlement is $56,472 per year (2023 ACS 5-year estimates).
What is the sales tax in White Settlement, TX?
The combined state and local sales tax rate in White Settlement is 8.2%. Texas has no state income tax.
Is White Settlement, TX affordable?
Yes, White Settlement is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.
What is the weather like in White Settlement?
White Settlement has average high temperatures of 78.2°F and average lows of 57.4°F. Annual precipitation is 32.6". Data from NOAA 1991–2020 Climate Normals.
White Settlement at a Glance
- Population
- 18,119
- Median Income
- $56,472
- Home Value
- $176,500
- Median Rent
- $1,227/mo
- Unemployment
- 2.5%
- Avg High Temp
- 78.2°F
- Sales Tax
- 8.2%
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Texas Rankings
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