Cost of Living in Wichita Falls, TX

Population 102,558 · Texas · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Wichita Falls cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $143,000, rents near $978 a month.

Cost Overview

Housing 47
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wichita Falls

The median home value in Wichita Falls is $142,600 — 53% below the national median of $305,000. Median rent runs $978/month, 26% lower than the national median of $1,314/month. The median household income of $58,568/year is 21% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.1°F and lows of 51.2°F, with about 3.1" of annual snowfall. Overall, Wichita Falls has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$142,600
53% below avg
Zillow Home Value
$168,123
Zillow ZHVI
Median Rent
$978/mo
26% below avg
Zillow Rent
$1,241/mo
Zillow ZORI
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 57.0%
Renter-occupied 43.0%

💰 Estimated Monthly Budget

Rent median rent
$978
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,592/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.9 min
41% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
71.0%
Carpooled
11.4%
Public transit
0.3%
Walked
8.0%
Bicycle
0.4%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,568
21% below avg
Per Capita Income
$31,987
Unemployment Rate
3.5%
28% below avg
Poverty Rate
17.4%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 16.1%
Graduate degree 8.9%

👥 Demographics

Median Age 33
Male median age 31.8
Female median age 35.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.1°F
Avg Low
51.2°F
Annual Precip
27.9"
Annual Snowfall
3.1"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555968768492979788776556
Low °F 303442506068727264524032
Precip" 1.201.402.022.503.813.352.022.532.992.881.631.56
Snow" 0.71.10.20.00.00.00.00.00.00.00.30.8

Frequently Asked Questions

What is the cost of living in Wichita Falls, TX?

Wichita Falls has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Wichita Falls, TX?

The median gross rent in Wichita Falls is $978 per month based on 2023 Census data.

What is the average home price in Wichita Falls?

The median home value in Wichita Falls is $142,600 according to Zillow and Census data.

What is the median income in Wichita Falls?

The median household income in Wichita Falls is $58,568 per year (2023 ACS 5-year estimates).

What is the sales tax in Wichita Falls, TX?

The combined state and local sales tax rate in Wichita Falls is 8.2%. Texas has no state income tax.

Is Wichita Falls, TX affordable?

Yes, Wichita Falls is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

What is the weather like in Wichita Falls?

Wichita Falls has average high temperatures of 76.1°F and average lows of 51.2°F. Annual precipitation is 27.9". Average annual snowfall is 3.1". Data from NOAA 1991–2020 Climate Normals.

Wichita Falls at a Glance

Population
102,558
Median Income
$58,568
Home Value
$142,600
Median Rent
$978/mo
Unemployment
3.5%
Avg High Temp
76.1°F
Sales Tax
8.2%
View all cities in Texas →
🗺️ County data for Texas

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs