Cost of Living in Culpeper, VA

Population 20,437 · Virginia · Data vintage 2023

115
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Culpeper is effectively a commuter community: the average resident spends 37 minutes each way getting to work, well above the 27-minute US median. Housing costs ($366,000 for a typical home) tend to reflect the tradeoff between price and access. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.

Culpeper is about 55 miles west of Alexandria, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 47% lower than Alexandria's $697,000.

Cost Overview

Housing 120
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Culpeper

The median home value in Culpeper is $366,300 — 20% above the national median of $305,000. Median rent runs $1,408/month, 7% higher than the national median of $1,314/month. The median household income of $91,429/year is 23% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 69.2°F and lows of 48.1°F. Overall, Culpeper has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.

🏠 Housing

Median Home Value
$366,300
20% above avg
Zillow Home Value
$444,747
Zillow ZHVI
Median Rent
$1,408/mo
7% above avg
Zillow Rent
$2,069/mo
Zillow ZORI
Price-to-Rent Ratio
21.7x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 60.0%
Renter-occupied 40.0%

💰 Estimated Monthly Budget

Rent median rent
$1,408
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,022/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.5 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
68.5%
Carpooled
15.7%
Public transit
1.2%
Walked
3.1%
Bicycle
0.3%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$91,429
23% above avg
Per Capita Income
$36,677
Unemployment Rate
3.0%
38% below avg
Poverty Rate
11.6%
Labor Force Participation
70.2%

🎓 Education

Bachelor's degree+ 18.7%
Graduate degree 11.4%

👥 Demographics

Median Age 32.9
Male median age 31.8
Female median age 34.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.2°F
Avg Low
48.1°F
Annual Precip
41.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475160707886908781716051
Low °F 303138475664686760483932
Precip" 2.962.353.543.174.174.383.373.874.093.313.363.04

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
11
Public schools
8,516
Total enrollment

Frequently Asked Questions

What is the cost of living in Culpeper, VA?

Culpeper has a cost index of 115 (100 = national average). It is 15% above the national average.

What is average rent in Culpeper, VA?

The median gross rent in Culpeper is $1,408 per month based on 2023 Census data.

What is the average home price in Culpeper?

The median home value in Culpeper is $366,300 according to Zillow and Census data.

What is the median income in Culpeper?

The median household income in Culpeper is $91,429 per year (2023 ACS 5-year estimates).

What is the sales tax in Culpeper, VA?

The combined state and local sales tax rate in Culpeper is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Culpeper, VA affordable?

Culpeper is above average in cost of living, with an index of 115 — about 15% higher than the national average.

What is the weather like in Culpeper?

Culpeper has average high temperatures of 69.2°F and average lows of 48.1°F. Annual precipitation is 41.6". Data from NOAA 1991–2020 Climate Normals.

Culpeper at a Glance

Population
20,437
Median Income
$91,429
Home Value
$366,300
Median Rent
$1,408/mo
Unemployment
3.0%
Avg High Temp
69.2°F
Sales Tax
5.6%
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Explore county-level cost of living data

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