Cost of Living in Navy, VA

Population 3,787 · Virginia · Data vintage 2023

302
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Navy's housing market reflects its status as a high-earning metro: $921,000 for a typical home, 202% above the US median, paired with household incomes around $228,906 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 1.4% — below most comparable cities in the state.

Navy sits roughly 15 miles west of Arlington — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Arlington's $865,000 median.

Cost Overview

Housing 302

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Navy

The median home value in Navy is $920,900 — 202% above the national median of $305,000. The median household income of $228,906/year is 207% higher than the US median of $74,580. The local unemployment rate is 1.4%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 66.0°F and lows of 45.3°F, with about 21" of annual snowfall. Overall, Navy has a cost of living index of 302 versus the US average of 100, meaning it is 202% more expensive.

🏠 Housing

Median Home Value
$920,900
202% above avg
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 99.3%
Renter-occupied 0.7%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.1 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
36.4%

Commute Mode

Drove alone
51.8%
Carpooled
8.0%
Public transit
2.0%
Work from home
36.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$228,906
207% above avg
Per Capita Income
$92,283
Unemployment Rate
1.4%
70% below avg
Poverty Rate
7.9%
Labor Force Participation
69.2%

🎓 Education

Bachelor's degree+ 43.3%
Graduate degree 43.2%

👥 Demographics

Median Age 45.1
Male median age 46.3
Female median age 44.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.0°F
Avg Low
45.3°F
Annual Precip
43.2"
Annual Snowfall
21"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434655677583888679685747
Low °F 252734435362676558453629
Precip" 2.942.613.503.474.724.304.153.533.943.653.133.30
Snow" 6.97.03.90.10.00.00.00.00.00.00.32.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
59.5%
Good air days/yr
222
Max AQI recorded
216
PM2.5 days
130
Ozone days

Frequently Asked Questions

What is the cost of living in Navy, VA?

Navy has a cost index of 302 (100 = national average). It is 202% above the national average.

What is the average home price in Navy?

The median home value in Navy is $920,900 according to 2023 Census ACS data.

What is the median income in Navy?

The median household income in Navy is $228,906 per year (2023 ACS 5-year estimates).

What is the sales tax in Navy, VA?

The combined state and local sales tax rate in Navy is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Navy, VA affordable?

Navy is above average in cost of living, with an index of 302 — about 202% higher than the national average.

What is the weather like in Navy?

Navy has average high temperatures of 66.0°F and average lows of 45.3°F. Annual precipitation is 43.2". Average annual snowfall is 21". Data from NOAA 1991–2020 Climate Normals.

Navy at a Glance

Population
3,787
Median Income
$228,906
Home Value
$920,900
Unemployment
1.4%
Avg High Temp
66.0°F
Sales Tax
5.6%
View all cities in Virginia →
🗺️ County data for Virginia

Explore county-level cost of living data

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