Cost of Living in Norfolk, VA

Population 235,037 · Virginia · Data vintage 2023

91
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Norfolk lands reasonably close to national benchmarks on most cost indicators, with a median home value of $272,000 — 11% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Virginia. Unemployment has stayed elevated relative to the national figure — 6.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 89
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Norfolk

The median home value in Norfolk is $271,900 — 11% below the national median of $305,000. Median rent runs $1,246/month, 5% lower than the national median of $1,314/month. The median household income of $64,017/year is 14% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 69.7°F and lows of 53.1°F, with about 3" of annual snowfall. Overall, Norfolk has a cost of living index of 91 versus the US average of 100, meaning it is 9% less expensive.

🏠 Housing

Median Home Value
$271,900
11% below avg
Zillow Home Value
$302,742
Zillow ZHVI
Median Rent
$1,246/mo
5% below avg
Zillow Rent
$1,696/mo
Zillow ZORI
Price-to-Rent Ratio
18.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 45.7%
Renter-occupied 54.3%

💰 Estimated Monthly Budget

Rent median rent
$1,246
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,860/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.6%

Commute Mode

Drove alone
71.7%
Carpooled
9.4%
Public transit
2.8%
Walked
5.2%
Bicycle
0.6%
Work from home
8.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$64,017
14% below avg
Per Capita Income
$37,433
Unemployment Rate
6.1%
27% above avg
Poverty Rate
17.3%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 19.3%
Graduate degree 13.4%

👥 Demographics

Median Age 32.4
Male median age 30.9
Female median age 34.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.7°F
Avg Low
53.1°F
Annual Precip
45.7"
Annual Snowfall
3"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505359707784898681726154
Low °F 343541506068737267564538
Precip" 2.932.553.473.283.554.645.215.305.143.583.142.89
Snow" 2.30.70.00.00.00.00.00.00.00.00.00.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 18 — Good
91.8%
Good air days/yr
96
Max AQI recorded
92
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
13.8:1
Student-teacher ratio
51
Public schools
29,837
Total enrollment

Frequently Asked Questions

What is the cost of living in Norfolk, VA?

Norfolk has a cost index of 91 (100 = national average). It is 9% below the national average.

What is average rent in Norfolk, VA?

The median gross rent in Norfolk is $1,246 per month based on 2023 Census data.

What is the average home price in Norfolk?

The median home value in Norfolk is $271,900 according to Zillow and Census data.

What is the median income in Norfolk?

The median household income in Norfolk is $64,017 per year (2023 ACS 5-year estimates).

What is the sales tax in Norfolk, VA?

The combined state and local sales tax rate in Norfolk is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Norfolk, VA affordable?

Norfolk is near the national average in terms of cost of living, with an index of 91 (100 = US average).

What is the weather like in Norfolk?

Norfolk has average high temperatures of 69.7°F and average lows of 53.1°F. Annual precipitation is 45.7". Average annual snowfall is 3". Data from NOAA 1991–2020 Climate Normals.