Cost of Living in Stuarts Draft, VA

Population 11,920 · Virginia · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Stuarts Draft a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $261,000.

Geographically, Stuarts Draft lies roughly 90 miles west of the nearest major metro, Richmond. Median home values run roughly 21% lower than Richmond's $328,000.

Cost Overview

Housing 85
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stuarts Draft

The median home value in Stuarts Draft is $260,700 — 15% below the national median of $305,000. Median rent runs $1,063/month, 19% lower than the national median of $1,314/month. The median household income of $77,585/year is 4% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 64.6°F and lows of 48.1°F. Overall, Stuarts Draft has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$260,700
15% below avg
Zillow Home Value
$344,911
Zillow ZHVI
Median Rent
$1,063/mo
19% below avg
Price-to-Rent Ratio
20.4x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 76.5%
Renter-occupied 23.4%

💰 Estimated Monthly Budget

Rent median rent
$1,063
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,677/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.5 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.3%

Commute Mode

Drove alone
84.0%
Carpooled
9.9%
Work from home
5.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$77,585
4% above avg
Per Capita Income
$40,074
Unemployment Rate
3.5%
28% below avg
Poverty Rate
8.6%
Labor Force Participation
64.9%

🎓 Education

Bachelor's degree+ 13.7%
Graduate degree 6.4%

👥 Demographics

Median Age 45.1
Male median age 41.2
Female median age 51.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.6°F
Avg Low
48.1°F
Annual Precip
48.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 444855667280848276665647
Low °F 283137475564686661504032
Precip" 3.382.984.324.184.643.694.784.084.934.003.443.76

Frequently Asked Questions

What is the cost of living in Stuarts Draft, VA?

Stuarts Draft has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Stuarts Draft, VA?

The median gross rent in Stuarts Draft is $1,063 per month based on 2023 Census data.

What is the average home price in Stuarts Draft?

The median home value in Stuarts Draft is $260,700 according to Zillow and Census data.

What is the median income in Stuarts Draft?

The median household income in Stuarts Draft is $77,585 per year (2023 ACS 5-year estimates).

What is the sales tax in Stuarts Draft, VA?

The combined state and local sales tax rate in Stuarts Draft is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Stuarts Draft, VA affordable?

Yes, Stuarts Draft is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

What is the weather like in Stuarts Draft?

Stuarts Draft has average high temperatures of 64.6°F and average lows of 48.1°F. Annual precipitation is 48.2". Data from NOAA 1991–2020 Climate Normals.

Stuarts Draft at a Glance

Population
11,920
Median Income
$77,585
Home Value
$260,700
Median Rent
$1,063/mo
Unemployment
3.5%
Avg High Temp
64.6°F
Sales Tax
5.6%
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Explore county-level cost of living data

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