Cost of Living in Suffolk, VA

Population 96,638 · Virginia · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Suffolk's cost indicators track within a reasonable band of national figures, with median household incomes near $90,089 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Suffolk sits roughly 20 miles west of Chesapeake — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% lower than Chesapeake's $359,000.

Cost Overview

Housing 108
Rent 113

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Suffolk

The median home value in Suffolk is $329,600 — 8% above the national median of $305,000. Median rent runs $1,484/month, 13% higher than the national median of $1,314/month. The median household income of $90,089/year is 21% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 69.7°F and lows of 53.1°F, with about 3" of annual snowfall. Overall, Suffolk has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$329,600
8% above avg
Zillow Home Value
$376,324
Zillow ZHVI
Median Rent
$1,484/mo
13% above avg
Zillow Rent
$1,879/mo
Zillow ZORI
Price-to-Rent Ratio
18.5x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$1,484
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,098/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.4 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
81.4%
Carpooled
6.5%
Public transit
0.2%
Walked
1.2%
Bicycle
0.2%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$90,089
21% above avg
Per Capita Income
$45,135
Unemployment Rate
5.3%
10% above avg
Poverty Rate
9.9%
Labor Force Participation
65.8%

🎓 Education

Bachelor's degree+ 19.9%
Graduate degree 12.6%

👥 Demographics

Median Age 38.7
Male median age 37.5
Female median age 39.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.7°F
Avg Low
53.1°F
Annual Precip
45.7"
Annual Snowfall
3"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505359707784898681726154
Low °F 343541506068737267564538
Precip" 2.932.553.473.283.554.645.215.305.143.583.142.89
Snow" 2.30.70.00.00.00.00.00.00.00.00.00.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
93.9%
Good air days/yr
115
Max AQI recorded
0
PM2.5 days
245
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
22
Public schools
14,322
Total enrollment

Frequently Asked Questions

What is the cost of living in Suffolk, VA?

Suffolk has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Suffolk, VA?

The median gross rent in Suffolk is $1,484 per month based on 2023 Census data.

What is the average home price in Suffolk?

The median home value in Suffolk is $329,600 according to Zillow and Census data.

What is the median income in Suffolk?

The median household income in Suffolk is $90,089 per year (2023 ACS 5-year estimates).

What is the sales tax in Suffolk, VA?

The combined state and local sales tax rate in Suffolk is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Suffolk, VA affordable?

Suffolk is near the national average in terms of cost of living, with an index of 110 (100 = US average).

What is the weather like in Suffolk?

Suffolk has average high temperatures of 69.7°F and average lows of 53.1°F. Annual precipitation is 45.7". Average annual snowfall is 3". Data from NOAA 1991–2020 Climate Normals.

Suffolk at a Glance

Population
96,638
Median Income
$90,089
Home Value
$329,600
Median Rent
$1,484/mo
Unemployment
5.3%
Avg High Temp
69.7°F
Sales Tax
5.6%
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