Cost of Living in St. Albans, VT

Population 6,910 · Vermont · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

St. Albans is a smaller Vermont community of around 7000 residents, where median household incomes of $53,370 and housing costs ($246,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, St. Albans lies roughly 150 miles northwest of the nearest major metro, Manchester. Median home values run roughly 27% lower than Manchester's $336,000.

Cost Overview

Housing 81
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Albans

The median home value in St. Albans is $245,600 — 19% below the national median of $305,000. Median rent runs $1,166/month, 11% lower than the national median of $1,314/month. The median household income of $53,370/year is 28% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Vermont's top state income tax rate is 8.8% and the combined sales tax is 6.2%. The climate averages highs of 55.3°F and lows of 35.2°F. Overall, St. Albans has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$245,600
19% below avg
Median Rent
$1,166/mo
11% below avg
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
1.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,020
1 BR
$1,082
2 BR
$1,301
3 BR
$1,692
4 BR
$1,795
Owner-occupied 51.7%
Renter-occupied 48.3%

💰 Estimated Monthly Budget

Rent median rent
$1,166
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,780/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
67.9%
Carpooled
18.4%
Walked
3.1%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 8.8%
Total Sales Tax 6.2%
State rate 6.0%
Avg local rate 0.2%
Property Tax 1.9%

💼 Income & Employment

Median Household Income
$53,370
28% below avg
Per Capita Income
$34,159
Unemployment Rate
1.7%
65% below avg
Poverty Rate
20.7%
Labor Force Participation
57.4%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 8.5%

👥 Demographics

Median Age 38.3
Male median age 37.3
Female median age 40.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.3°F
Avg Low
35.2°F
Annual Precip
30.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 283140546875817971584634
Low °F 101121334453595749382919
Precip" 1.411.221.332.552.884.073.613.583.113.042.331.76

Frequently Asked Questions

What is the cost of living in St. Albans, VT?

St. Albans has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in St. Albans, VT?

The median gross rent in St. Albans is $1,166 per month based on 2023 Census data.

What is the average home price in St. Albans?

The median home value in St. Albans is $245,600 according to 2023 Census ACS data.

What is the median income in St. Albans?

The median household income in St. Albans is $53,370 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Albans, VT?

The combined state and local sales tax rate in St. Albans is 6.2%. The Vermont state income tax top rate is 8.8%.

Is St. Albans, VT affordable?

Yes, St. Albans is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

What is the weather like in St. Albans?

St. Albans has average high temperatures of 55.3°F and average lows of 35.2°F. Annual precipitation is 30.9". Data from NOAA 1991–2020 Climate Normals.

St. Albans at a Glance

Population
6,910
Median Income
$53,370
Home Value
$245,600
Median Rent
$1,166/mo
Unemployment
1.7%
Avg High Temp
55.3°F
Sales Tax
6.2%
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Explore county-level cost of living data

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