Cost of Living in Cottage Lake, WA
Population 23,170 · Washington · Data vintage 2023
(100 = US avg)
Home prices in Cottage Lake run well above the national baseline, with a median of $1.2 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $197,331 place the city among the better-paid Washington metros.
Geographically, Cottage Lake sits roughly 11 miles northeast of Bellevue. Housing prices track closely with Bellevue's $1.2 million median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cottage Lake
The median home value in Cottage Lake is $1,164,000 — 282% above the national median of $305,000. Median rent runs $2,374/month, 81% higher than the national median of $1,314/month. The median household income of $197,331/year is 165% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 60.8°F and lows of 45.7°F, with about 3.8" of annual snowfall. Overall, Cottage Lake has a cost of living index of 301 versus the US average of 100, meaning it is 201% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 47 | 50 | 54 | 59 | 65 | 70 | 77 | 77 | 71 | 61 | 52 | 47 |
| Low °F | 37 | 37 | 39 | 43 | 48 | 53 | 57 | 57 | 53 | 47 | 41 | 37 |
| Precip" | 5.14 | 3.54 | 3.86 | 2.98 | 2.16 | 1.57 | 0.78 | 1.00 | 1.74 | 3.65 | 5.85 | 5.55 |
| Snow" | 0.9 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 1.7 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Cottage Lake, WA?
Cottage Lake has a cost index of 301 (100 = national average). It is 201% above the national average.
What is average rent in Cottage Lake, WA?
The median gross rent in Cottage Lake is $2,374 per month based on 2023 Census data.
What is the average home price in Cottage Lake?
The median home value in Cottage Lake is $1,164,000 according to 2023 Census ACS data.
What is the median income in Cottage Lake?
The median household income in Cottage Lake is $197,331 per year (2023 ACS 5-year estimates).
What is the sales tax in Cottage Lake, WA?
The combined state and local sales tax rate in Cottage Lake is 9.2%. Washington has no state income tax.
Is Cottage Lake, WA affordable?
Cottage Lake is above average in cost of living, with an index of 301 — about 201% higher than the national average.
What is the weather like in Cottage Lake?
Cottage Lake has average high temperatures of 60.8°F and average lows of 45.7°F. Annual precipitation is 37.8". Average annual snowfall is 3.8". Data from NOAA 1991–2020 Climate Normals.
Cottage Lake at a Glance
- Population
- 23,170
- Median Income
- $197,331
- Home Value
- $1,164,000
- Median Rent
- $2,374/mo
- Unemployment
- 3.8%
- Avg High Temp
- 60.8°F
- Sales Tax
- 9.2%
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Washington Rankings
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