Cost of Living in Spokane, WA

Population 229,228 · Washington · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Spokane lands reasonably close to national benchmarks on most cost indicators, with a median home value of $326,000 — 7% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Washington.

Cost Overview

Housing 107
Rent 87

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spokane

The median home value in Spokane is $326,200 — 7% above the national median of $305,000. Median rent runs $1,141/month, 13% lower than the national median of $1,314/month. The median household income of $65,745/year is 12% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 60.7°F and lows of 38.9°F. Overall, Spokane has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$326,200
7% above avg
Zillow Home Value
$389,883
Zillow ZHVI
Median Rent
$1,141/mo
13% below avg
Zillow Rent
$1,455/mo
Zillow ZORI
Price-to-Rent Ratio
23.8x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 58.3%
Renter-occupied 41.7%

💰 Estimated Monthly Budget

Rent median rent
$1,141
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,755/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.7 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
68.3%
Carpooled
9.5%
Public transit
2.9%
Walked
3.7%
Bicycle
0.6%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$65,745
12% below avg
Per Capita Income
$38,200
Unemployment Rate
6.0%
24% above avg
Poverty Rate
14.6%
Labor Force Participation
62.3%

🎓 Education

Bachelor's degree+ 20.5%
Graduate degree 12.1%

👥 Demographics

Median Age 37.2
Male median age 36.3
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.7°F
Avg Low
38.9°F
Annual Precip
17.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384351607076878676604537
Low °F 262732374450565547383126
Precip" 2.001.321.821.501.701.480.670.540.681.462.012.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
70.4%
Good air days/yr
447
Max AQI recorded
232
PM2.5 days
127
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86.5%
4-Year Graduation Rate
17.2:1
Student-teacher ratio
89
Public schools
38,559
Total enrollment

Frequently Asked Questions

What is the cost of living in Spokane, WA?

Spokane has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Spokane, WA?

The median gross rent in Spokane is $1,141 per month based on 2023 Census data.

What is the average home price in Spokane?

The median home value in Spokane is $326,200 according to Zillow and Census data.

What is the median income in Spokane?

The median household income in Spokane is $65,745 per year (2023 ACS 5-year estimates).

What is the sales tax in Spokane, WA?

The combined state and local sales tax rate in Spokane is 9.2%. Washington has no state income tax.

Is Spokane, WA affordable?

Spokane is near the national average in terms of cost of living, with an index of 99 (100 = US average).

What is the weather like in Spokane?

Spokane has average high temperatures of 60.7°F and average lows of 38.9°F. Annual precipitation is 17.4". Data from NOAA 1991–2020 Climate Normals.