Cost of Living in Tumwater, WA

Population 26,519 · Washington · Data vintage 2023

137
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Tumwater lands reasonably close to national benchmarks on most cost indicators, with a median home value of $438,000 — 44% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Washington.

Geographically, Tumwater is about 30 miles southwest of Tacoma, the nearest large metro. Housing prices track closely with Tacoma's $455,000 median.

Cost Overview

Housing 144
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Tumwater

The median home value in Tumwater is $438,000 — 44% above the national median of $305,000. Median rent runs $1,654/month, 26% higher than the national median of $1,314/month. The median household income of $93,635/year is 26% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 60.7°F and lows of 40.4°F, with about 3.9" of annual snowfall. Overall, Tumwater has a cost of living index of 137 versus the US average of 100, meaning it is 37% more expensive.

🏠 Housing

Median Home Value
$438,000
44% above avg
Zillow Home Value
$521,197
Zillow ZHVI
Median Rent
$1,654/mo
26% above avg
Zillow Rent
$1,892/mo
Zillow ZORI
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 61.1%
Renter-occupied 38.9%

💰 Estimated Monthly Budget

Rent median rent
$1,654
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,268/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.9 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.0%

Commute Mode

Drove alone
66.0%
Carpooled
6.8%
Public transit
0.9%
Walked
2.3%
Bicycle
0.4%
Work from home
23.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$93,635
26% above avg
Per Capita Income
$48,005
Unemployment Rate
5.0%
3% above avg
Poverty Rate
7.8%
Labor Force Participation
68.2%

🎓 Education

Bachelor's degree+ 26.0%
Graduate degree 15.5%

👥 Demographics

Median Age 38.1
Male median age 37.8
Female median age 38.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.7°F
Avg Low
40.4°F
Annual Precip
50.6"
Annual Snowfall
3.9"
30° 43° 55° 68° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 464954596671787872605145
Low °F 333235384347515146413633
Precip" 7.805.095.683.672.261.460.530.962.045.078.217.85
Snow" 2.00.60.10.00.00.00.00.00.00.00.01.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 28 — Good
91.3%
Good air days/yr
82
Max AQI recorded
218
PM2.5 days
140
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
17.7:1
Student-teacher ratio
14
Public schools
6,495
Total enrollment

Frequently Asked Questions

What is the cost of living in Tumwater, WA?

Tumwater has a cost index of 137 (100 = national average). It is 37% above the national average.

What is average rent in Tumwater, WA?

The median gross rent in Tumwater is $1,654 per month based on 2023 Census data.

What is the average home price in Tumwater?

The median home value in Tumwater is $438,000 according to Zillow and Census data.

What is the median income in Tumwater?

The median household income in Tumwater is $93,635 per year (2023 ACS 5-year estimates).

What is the sales tax in Tumwater, WA?

The combined state and local sales tax rate in Tumwater is 9.2%. Washington has no state income tax.

Is Tumwater, WA affordable?

Tumwater is above average in cost of living, with an index of 137 — about 37% higher than the national average.

What is the weather like in Tumwater?

Tumwater has average high temperatures of 60.7°F and average lows of 40.4°F. Annual precipitation is 50.6". Average annual snowfall is 3.9". Data from NOAA 1991–2020 Climate Normals.

Tumwater at a Glance

Population
26,519
Median Income
$93,635
Home Value
$438,000
Median Rent
$1,654/mo
Unemployment
5.0%
Avg High Temp
60.7°F
Sales Tax
9.2%
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Explore county-level cost of living data

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