Cost of Living in Cottage Grove, WI
Population 7,906 · Wisconsin · Data vintage 2023
(100 = US avg)
Cottage Grove is a smaller Wisconsin community of around 8000 residents, where median household incomes of $132,717 and housing costs ($402,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 0.5% — below most comparable cities in the state.
Cottage Grove sits roughly 11 miles east of Madison — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 16% higher than Madison's $347,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cottage Grove
The median home value in Cottage Grove is $401,900 — 32% above the national median of $305,000. Median rent runs $1,500/month, 14% higher than the national median of $1,314/month. The median household income of $132,717/year is 78% higher than the US median of $74,580. The local unemployment rate is 0.5%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 56.5°F and lows of 37.6°F, with about 51.8" of annual snowfall. Overall, Cottage Grove has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.
Cottage Grove has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 27 | 31 | 44 | 57 | 69 | 79 | 82 | 80 | 73 | 60 | 45 | 32 |
| Low °F | 12 | 15 | 25 | 36 | 47 | 57 | 62 | 60 | 51 | 40 | 29 | 18 |
| Precip" | 1.47 | 1.52 | 2.26 | 3.78 | 4.10 | 5.28 | 4.51 | 4.16 | 3.43 | 2.77 | 2.22 | 1.63 |
| Snow" | 13.7 | 12.8 | 7.0 | 2.6 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.6 | 3.0 | 12.0 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Cottage Grove, WI?
Cottage Grove has a cost index of 125 (100 = national average). It is 25% above the national average.
What is average rent in Cottage Grove, WI?
The median gross rent in Cottage Grove is $1,500 per month based on 2023 Census data.
What is the average home price in Cottage Grove?
The median home value in Cottage Grove is $401,900 according to Zillow and Census data.
What is the median income in Cottage Grove?
The median household income in Cottage Grove is $132,717 per year (2023 ACS 5-year estimates).
What is the sales tax in Cottage Grove, WI?
The combined state and local sales tax rate in Cottage Grove is 5.4%. The Wisconsin state income tax top rate is 7.7%.
Is Cottage Grove, WI affordable?
Cottage Grove is above average in cost of living, with an index of 125 — about 25% higher than the national average.
What is the weather like in Cottage Grove?
Cottage Grove has average high temperatures of 56.5°F and average lows of 37.6°F. Annual precipitation is 37.1". Average annual snowfall is 51.8". Data from NOAA 1991–2020 Climate Normals.
Cottage Grove at a Glance
- Population
- 7,906
- Median Income
- $132,717
- Home Value
- $401,900
- Median Rent
- $1,500/mo
- Unemployment
- 0.5%
- Avg High Temp
- 56.5°F
- Sales Tax
- 5.4%
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