Cost of Living in Germantown, WI
Population 20,940 · Wisconsin · Data vintage 2023
(100 = US avg)
Germantown is a smaller Wisconsin community of around 21000 residents, where median household incomes of $104,337 and housing costs ($357,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 2.0% — below most comparable cities in the state.
Germantown sits roughly 14 miles northwest of Milwaukee — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 107% higher than Milwaukee's $172,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Germantown
The median home value in Germantown is $356,700 — 17% above the national median of $305,000. Median rent runs $1,310/month, equal to than the national median of $1,314/month. The median household income of $104,337/year is 40% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 57.4°F and lows of 41.3°F, with about 48.7" of annual snowfall. Overall, Germantown has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 31 | 34 | 44 | 55 | 67 | 77 | 82 | 80 | 74 | 61 | 48 | 36 |
| Low °F | 17 | 20 | 29 | 38 | 48 | 58 | 65 | 64 | 56 | 45 | 33 | 23 |
| Precip" | 1.79 | 1.69 | 2.20 | 3.86 | 3.54 | 4.38 | 3.40 | 3.65 | 3.16 | 2.78 | 2.24 | 1.88 |
| Snow" | 14.9 | 11.8 | 6.7 | 2.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 2.5 | 10.4 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Germantown, WI?
Germantown has a cost index of 110 (100 = national average). It is 10% above the national average.
What is average rent in Germantown, WI?
The median gross rent in Germantown is $1,310 per month based on 2023 Census data.
What is the average home price in Germantown?
The median home value in Germantown is $356,700 according to Zillow and Census data.
What is the median income in Germantown?
The median household income in Germantown is $104,337 per year (2023 ACS 5-year estimates).
What is the sales tax in Germantown, WI?
The combined state and local sales tax rate in Germantown is 5.4%. The Wisconsin state income tax top rate is 7.7%.
Is Germantown, WI affordable?
Germantown is near the national average in terms of cost of living, with an index of 110 (100 = US average).
What is the weather like in Germantown?
Germantown has average high temperatures of 57.4°F and average lows of 41.3°F. Annual precipitation is 34.6". Average annual snowfall is 48.7". Data from NOAA 1991–2020 Climate Normals.
Germantown at a Glance
- Population
- 20,940
- Median Income
- $104,337
- Home Value
- $356,700
- Median Rent
- $1,310/mo
- Unemployment
- 2.0%
- Avg High Temp
- 57.4°F
- Sales Tax
- 5.4%
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