Cost of Living in Hartford, WI

Population 15,761 · Wisconsin · Data vintage 2023

85
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hartford sits on the smaller end of the Wisconsin city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 25 miles northwest of Milwaukee, Hartford falls within that metro's commuting orbit. Median home values run roughly 52% higher than Milwaukee's $172,000.

Cost Overview

Housing 86
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hartford

The median home value in Hartford is $261,300 — 14% below the national median of $305,000. Median rent runs $1,095/month, 17% lower than the national median of $1,314/month. The median household income of $74,252/year is equal to than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 56.0°F and lows of 37.1°F. Overall, Hartford has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.

🏠 Housing

Median Home Value
$261,300
14% below avg
Zillow Home Value
$365,697
Zillow ZHVI
Median Rent
$1,095/mo
17% below avg
Zillow Rent
$1,192/mo
Zillow ZORI
Price-to-Rent Ratio
19.9x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 66.1%
Renter-occupied 33.9%

💰 Estimated Monthly Budget

Rent median rent
$1,095
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,709/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.0 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.3%

Commute Mode

Drove alone
77.4%
Carpooled
6.7%
Walked
1.9%
Bicycle
0.2%
Work from home
13.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$74,252
0% below avg
Per Capita Income
$38,553
Unemployment Rate
3.5%
28% below avg
Poverty Rate
8.9%
Labor Force Participation
70.4%

🎓 Education

Bachelor's degree+ 21.8%
Graduate degree 7.4%

👥 Demographics

Median Age 38.6
Male median age 37
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.0°F
Avg Low
37.1°F
Annual Precip
28.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273042566878828073594532
Low °F 111424354757615951402918
Precip" 0.730.691.722.793.314.143.403.452.862.541.840.92

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
15.3:1
Student-teacher ratio
5
Public schools
3,417
Total enrollment

Frequently Asked Questions

What is the cost of living in Hartford, WI?

Hartford has a cost index of 85 (100 = national average). It is 15% below the national average.

What is average rent in Hartford, WI?

The median gross rent in Hartford is $1,095 per month based on 2023 Census data.

What is the average home price in Hartford?

The median home value in Hartford is $261,300 according to Zillow and Census data.

What is the median income in Hartford?

The median household income in Hartford is $74,252 per year (2023 ACS 5-year estimates).

What is the sales tax in Hartford, WI?

The combined state and local sales tax rate in Hartford is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Hartford, WI affordable?

Yes, Hartford is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.

What is the weather like in Hartford?

Hartford has average high temperatures of 56.0°F and average lows of 37.1°F. Annual precipitation is 28.4". Data from NOAA 1991–2020 Climate Normals.

Hartford at a Glance

Population
15,761
Median Income
$74,252
Home Value
$261,300
Median Rent
$1,095/mo
Unemployment
3.5%
Avg High Temp
56.0°F
Sales Tax
5.4%
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🗺️ County data for Wisconsin

Explore county-level cost of living data

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