Cost of Living in Jefferson, WI

Population 7,722 · Wisconsin · Data vintage 2023

75
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jefferson offers a notably favorable income-to-housing ratio for its region. The typical home — $222,000 — costs less than 2.9 times median household income of $77,095, a threshold many coastal markets passed a decade ago.

Located 30 miles east of Madison, Jefferson falls within that metro's commuting orbit. Median home values run roughly 36% lower than Madison's $347,000.

Cost Overview

Housing 73
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jefferson

The median home value in Jefferson is $222,100 — 27% below the national median of $305,000. Median rent runs $1,041/month, 21% lower than the national median of $1,314/month. The median household income of $77,095/year is 3% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 56.5°F and lows of 37.6°F, with about 51.8" of annual snowfall. Overall, Jefferson has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.

🏠 Housing

Median Home Value
$222,100
27% below avg
Zillow Home Value
$330,260
Zillow ZHVI
Median Rent
$1,041/mo
21% below avg
Price-to-Rent Ratio
17.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 68.9%
Renter-occupied 31.1%

💰 Estimated Monthly Budget

Rent median rent
$1,041
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,655/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.4%

Commute Mode

Drove alone
81.4%
Carpooled
10.4%
Public transit
0.2%
Walked
2.5%
Work from home
5.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$77,095
3% above avg
Per Capita Income
$44,475
Unemployment Rate
4.4%
9% below avg
Poverty Rate
10.3%
Labor Force Participation
65.8%

🎓 Education

Bachelor's degree+ 15.5%
Graduate degree 7.1%

👥 Demographics

Median Age 43.7
Male median age 40.9
Female median age 45.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.5°F
Avg Low
37.6°F
Annual Precip
37.1"
Annual Snowfall
51.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273144576979828073604532
Low °F 121525364757626051402918
Precip" 1.471.522.263.784.105.284.514.163.432.772.221.63
Snow" 13.712.87.02.60.10.00.00.00.00.63.012.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71.4%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
203
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
13.3:1
Student-teacher ratio
5
Public schools
1,821
Total enrollment

Frequently Asked Questions

What is the cost of living in Jefferson, WI?

Jefferson has a cost index of 75 (100 = national average). It is 25% below the national average.

What is average rent in Jefferson, WI?

The median gross rent in Jefferson is $1,041 per month based on 2023 Census data.

What is the average home price in Jefferson?

The median home value in Jefferson is $222,100 according to Zillow and Census data.

What is the median income in Jefferson?

The median household income in Jefferson is $77,095 per year (2023 ACS 5-year estimates).

What is the sales tax in Jefferson, WI?

The combined state and local sales tax rate in Jefferson is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Jefferson, WI affordable?

Yes, Jefferson is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.

What is the weather like in Jefferson?

Jefferson has average high temperatures of 56.5°F and average lows of 37.6°F. Annual precipitation is 37.1". Average annual snowfall is 51.8". Data from NOAA 1991–2020 Climate Normals.