Cost of Living in Somerset, WI

Population 3,084 · Wisconsin · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Somerset a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $271,000. An unemployment rate of 1.6% points to a labor market well on the tight side of the national distribution.

Geographically, Somerset sits roughly 25 miles east of St. Paul. Housing prices track closely with St. Paul's $280,000 median.

Cost Overview

Housing 89
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Somerset

The median home value in Somerset is $271,200 — 11% below the national median of $305,000. Median rent runs $1,127/month, 14% lower than the national median of $1,314/month. The median household income of $76,176/year is 2% higher than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. Overall, Somerset has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$271,200
11% below avg
Zillow Home Value
$285,518
Zillow ZHVI
Median Rent
$1,127/mo
14% below avg
Zillow Rent
$1,895/mo
Zillow ZORI
Price-to-Rent Ratio
20.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 58.2%
Renter-occupied 41.8%

💰 Estimated Monthly Budget

Rent median rent
$1,127
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,741/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.1 min
8% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.9%

Commute Mode

Drove alone
73.3%
Carpooled
13.7%
Public transit
0.8%
Walked
4.3%
Work from home
6.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$76,176
2% above avg
Per Capita Income
$32,711
Unemployment Rate
1.6%
66% below avg
Poverty Rate
10.2%
Labor Force Participation
81.4%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 3.7%

👥 Demographics

Median Age 27.8
Male median age 27.8
Female median age 27.8

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14.2:1
Student-teacher ratio
3
Public schools
1,509
Total enrollment

Frequently Asked Questions

What is the cost of living in Somerset, WI?

Somerset has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Somerset, WI?

The median gross rent in Somerset is $1,127 per month based on 2023 Census data.

What is the average home price in Somerset?

The median home value in Somerset is $271,200 according to Zillow and Census data.

What is the median income in Somerset?

The median household income in Somerset is $76,176 per year (2023 ACS 5-year estimates).

What is the sales tax in Somerset, WI?

The combined state and local sales tax rate in Somerset is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Somerset, WI affordable?

Yes, Somerset is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.